Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of North East Small Finance Bank Limited for its Borjhar branch in Kamrup Metro, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of North East Small Finance Bank Limited located in Kamrup Metro or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000104. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for North East Small Finance Bank Limited, Borjhar, Kamrup Metro

The table below shows the main details of the IFSC Code NESF0000104 for the North East Small Finance Bank Limited branch in Kamrup Metro, which falls under the Guwahati district in Assam.

Particulars Details
Bank North East Small Finance Bank Limited
IFSC Code NESF0000104
Branch Borjhar
City Kamrup Metro
District Guwahati
State Assam
Address Jugipara,Vip,P.O-Guwahati Airport,P.S.Azara

These details are crucial, not just for online banking users but also for businesses and individuals who use North East Small Finance Bank Limited in Kamrup Metro for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NESF0000104 for the Borjhar branch of North East Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Borjhar, Kamrup Metro, Assam, is provided a unique IFSC like NESF0000104 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the North East Small Finance Bank Limited branch in Kamrup Metro.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kamrup Metro and Guwahati.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Borjhar do not get misguided to another person.

Format of the IFSC Code NESF0000104

The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In North East Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Borjhar in Kamrup Metro.

For example, the IFSC Code NESF0000104 of North East Small Finance Bank Limited for the Borjhar branch has these elements, identifying the bank and the branch location in Kamrup Metro and Assam correctly.

How to Find IFSC Code for North East Small Finance Bank Limited?

To find the IFSC Code NESF0000104 of North East Small Finance Bank Limited for its Borjhar branch located in Kamrup Metro, the following methods can help you out:

Cheque Book

The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including North East Small Finance Bank Limited branches in Kamrup Metro and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Borjhar or Kamrup Metro to find the exact IFSC Code NESF0000104.

Mobile Banking App

If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Kamrup Metro will provide accurate information.

How to Use IFSC Code NESF0000104 for Online Transfers?

Once you have the IFSC Code NESF0000104 for the Borjhar branch of North East Small Finance Bank Limited in Kamrup Metro, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NESF0000104. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000104.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for North East Small Finance Bank Limited Borjhar in Kamrup Metro may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Borjhar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official North East Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kamrup Metro manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of North East Small Finance Bank Limited in Borjhar, Kamrup Metro?

The IFSC Code is NESF0000104.

Is the IFSC Code NESF0000104 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of North East Small Finance Bank Limited Borjhar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Borjhar branch?

The address of the branch is Jugipara,Vip,P.O-Guwahati Airport,P.S.Azara located in Kamrup Metro, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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