For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of North East Small Finance Bank Limited for its Birubari branch in Kamrup Metro, Guwahati, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of North East Small Finance Bank Limited located in Kamrup Metro or anywhere in Assam can transfer funds instantly by using the correct IFSC Code NESF0000044. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for North East Small Finance Bank Limited, Birubari, Kamrup Metro
Below in the table are the key details related to IFSC Code NESF0000044 of North East Small Finance Bank Limited for its branch located in Kamrup Metro, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | North East Small Finance Bank Limited |
| IFSC Code | NESF0000044 |
| Branch | Birubari |
| City | Kamrup Metro |
| District | Guwahati |
| State | Assam |
| Address | Fatasil,Po.Dhirenpara,Ps.Fatasil Ambari,Dist.Kamrup(M),Assam,Pin - 781025 |
These details are important not only for users using online banking but also for businesses and individuals who use North East Small Finance Bank Limited in Kamrup Metro for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NESF0000044 for the Birubari branch of North East Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including North East Small Finance Bank Limited located in Birubari, Kamrup Metro, Assam, is provided a unique IFSC like NESF0000044 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the North East Small Finance Bank Limited branch in Kamrup Metro.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kamrup Metro and Guwahati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for North East Small Finance Bank Limited in Birubari do not get misguided to another person.
Format of the IFSC Code NESF0000044
The format of the IFSC Code for banks, including North East Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In North East Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Birubari in Kamrup Metro.
For example, the IFSC Code NESF0000044 of North East Small Finance Bank Limited for the Birubari branch has these elements, identifying the bank and the branch location in Kamrup Metro and Assam correctly.
How to Find IFSC Code for North East Small Finance Bank Limited?
To find the IFSC Code NESF0000044 of North East Small Finance Bank Limited for its Birubari branch located in Kamrup Metro, the following methods can help you out:
Cheque Book
The cheque book issued by North East Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including North East Small Finance Bank Limited branches in Kamrup Metro and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of North East Small Finance Bank Limited and go to the branch locator section. Then search for Birubari or Kamrup Metro to find the exact IFSC Code NESF0000044.
Mobile Banking App
If you use North East Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for North East Small Finance Bank Limited and Kamrup Metro will provide accurate information.
How to Use IFSC Code NESF0000044 for Online Transfers?
If you have the IFSC Code NESF0000044 for the Birubari branch of North East Small Finance Bank Limited in Kamrup Metro, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NESF0000044. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and North East Small Finance Bank Limited IFSC Code NESF0000044.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for North East Small Finance Bank Limited Birubari in Kamrup Metro, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of North East Small Finance Bank Limited in Birubari, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official North East Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Metro to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is NESF0000044.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Fatasil,Po.Dhirenpara,Ps.Fatasil Ambari,Dist.Kamrup(M),Assam,Pin - 781025 located in Kamrup Metro, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.