Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kotak Mahindra Bank Limited for its The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch in Aravalli, Modasa, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Kotak Mahindra Bank Limited located in Aravalli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KKBK0MNSB02. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, The Modasa Nagarik Sahakari Bank Ltd Market Yard Road, Aravalli
Below in the table are the key details related to IFSC Code KKBK0MNSB02 of Kotak Mahindra Bank Limited for its branch located in Aravalli, within the district of Modasa in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0MNSB02 |
| Branch | The Modasa Nagarik Sahakari Bank Ltd Market Yard Road |
| City | Aravalli |
| District | Modasa |
| State | Gujarat |
| Address | S.T.Road Modasa-383315, District Sabarkantha, State Gujarat |
These details are essential not only for online banking users but also for businesses and individuals who use Kotak Mahindra Bank Limited in Aravalli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0MNSB02 for the The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch of Kotak Mahindra Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kotak Mahindra Bank Limited located in The Modasa Nagarik Sahakari Bank Ltd Market Yard Road, Aravalli, Gujarat, are allotted a unique IFSC like KKBK0MNSB02 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Aravalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Aravalli and Modasa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kotak Mahindra Bank Limited in The Modasa Nagarik Sahakari Bank Ltd Market Yard Road reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code KKBK0MNSB02
The format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Modasa Nagarik Sahakari Bank Ltd Market Yard Road in Aravalli.
For example, the IFSC Code KKBK0MNSB02 of Kotak Mahindra Bank Limited for the The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch includes these elements, identifying the bank and the branch location in Aravalli and Gujarat accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
If you are trying to find the IFSC Code KKBK0MNSB02 of Kotak Mahindra Bank Limited for its The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch located in Aravalli, the following methods can help:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Aravalli and Modasa, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and navigate to the branch locator section. Search for The Modasa Nagarik Sahakari Bank Ltd Market Yard Road or Aravalli to get the exact IFSC Code KKBK0MNSB02.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kotak Mahindra Bank Limited and Aravalli, you'll get the correct details.
How to Use IFSC Code KKBK0MNSB02 for Online Transfers?
Once you have the IFSC Code KKBK0MNSB02 for the The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch of Kotak Mahindra Bank Limited in Aravalli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KKBK0MNSB02. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0MNSB02.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited The Modasa Nagarik Sahakari Bank Ltd Market Yard Road in Aravalli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in The Modasa Nagarik Sahakari Bank Ltd Market Yard Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Aravalli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0MNSB02.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is S.T.Road Modasa-383315, District Sabarkantha, State Gujarat located in Aravalli, Modasa, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.