Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kotak Mahindra Bank Limited for its The Modasa Nagarik Sahakari Bank Ltd Ganeshpur branch in Aravalli, Modasa, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Kotak Mahindra Bank Limited located in Aravalli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KKBK0MNSB03. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, The Modasa Nagarik Sahakari Bank Ltd Ganeshpur, Aravalli
Below in the table are the key details related to IFSC Code KKBK0MNSB03 of Kotak Mahindra Bank Limited for its branch located in Aravalli, within the district of Modasa in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0MNSB03 |
| Branch | The Modasa Nagarik Sahakari Bank Ltd Ganeshpur |
| City | Aravalli |
| District | Modasa |
| State | Gujarat |
| Address | Shamlaji Road Astha Hospital Compound Modasa 383315 Dist Arvalli Gujarat |
These details help users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Aravalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0MNSB03 for the The Modasa Nagarik Sahakari Bank Ltd Ganeshpur branch of Kotak Mahindra Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KKBK0MNSB03 is given to every bank branch, including Kotak Mahindra Bank Limited located in The Modasa Nagarik Sahakari Bank Ltd Ganeshpur, Aravalli, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Kotak Mahindra Bank Limited branch in Aravalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Aravalli and Modasa.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in The Modasa Nagarik Sahakari Bank Ltd Ganeshpur doesn't end up at another location.
Format of the IFSC Code KKBK0MNSB03
This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Modasa Nagarik Sahakari Bank Ltd Ganeshpur in Aravalli.
For example, the IFSC Code KKBK0MNSB03 of Kotak Mahindra Bank Limited for the The Modasa Nagarik Sahakari Bank Ltd Ganeshpur branch includes these elements, identifying the bank and the branch location in Aravalli and Gujarat accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
To find the IFSC Code KKBK0MNSB03 of Kotak Mahindra Bank Limited for its The Modasa Nagarik Sahakari Bank Ltd Ganeshpur branch located in Aravalli, the following methods can help you out:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Aravalli and Modasa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for The Modasa Nagarik Sahakari Bank Ltd Ganeshpur or Aravalli to find the exact IFSC Code KKBK0MNSB03.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Aravalli will provide accurate information.
How to Use IFSC Code KKBK0MNSB03 for Online Transfers?
Once you have the IFSC Code KKBK0MNSB03 for the The Modasa Nagarik Sahakari Bank Ltd Ganeshpur branch of Kotak Mahindra Bank Limited in Aravalli, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KKBK0MNSB03. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0MNSB03.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kotak Mahindra Bank Limited The Modasa Nagarik Sahakari Bank Ltd Ganeshpur in Aravalli may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kotak Mahindra Bank Limited in The Modasa Nagarik Sahakari Bank Ltd Ganeshpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Aravalli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0MNSB03.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shamlaji Road Astha Hospital Compound Modasa 383315 Dist Arvalli Gujarat located in Aravalli, Modasa, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.