Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kotak Mahindra Bank Limited for its The Modasa Nagarik Sahakari Bank Ltd Head Office branch in Aravalli, Modasa, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Kotak Mahindra Bank Limited located in Aravalli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KKBK0MNSB01. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kotak Mahindra Bank Limited, The Modasa Nagarik Sahakari Bank Ltd Head Office, Aravalli
Below in the table are the key details related to IFSC Code KKBK0MNSB01 of Kotak Mahindra Bank Limited for its branch located in Aravalli, within the district of Modasa in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kotak Mahindra Bank Limited |
| IFSC Code | KKBK0MNSB01 |
| Branch | The Modasa Nagarik Sahakari Bank Ltd Head Office |
| City | Aravalli |
| District | Modasa |
| State | Gujarat |
| Address | Nr.Nagarpalika Sutharwada Modasa, Pin - 383315, District Sabarkantha, State Gujarat |
These details help users in online banking and for businesses and individuals who use Kotak Mahindra Bank Limited in Aravalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KKBK0MNSB01 for the The Modasa Nagarik Sahakari Bank Ltd Head Office branch of Kotak Mahindra Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kotak Mahindra Bank Limited located in The Modasa Nagarik Sahakari Bank Ltd Head Office, Aravalli, Gujarat, is provided with a unique IFSC like KKBK0MNSB01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kotak Mahindra Bank Limited branch in Aravalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Aravalli and Modasa.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Kotak Mahindra Bank Limited in The Modasa Nagarik Sahakari Bank Ltd Head Office do not get mixed with another location.
Format of the IFSC Code KKBK0MNSB01
This is the format of the IFSC Code for banks, including Kotak Mahindra Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Kotak Mahindra Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Modasa Nagarik Sahakari Bank Ltd Head Office in Aravalli.
For example, the IFSC Code KKBK0MNSB01 of Kotak Mahindra Bank Limited for the The Modasa Nagarik Sahakari Bank Ltd Head Office branch includes these elements, identifying the bank and the branch location in Aravalli and Gujarat accurately.
How to Find IFSC Code for Kotak Mahindra Bank Limited?
To find the IFSC Code KKBK0MNSB01 of Kotak Mahindra Bank Limited for its The Modasa Nagarik Sahakari Bank Ltd Head Office branch located in Aravalli, the following methods can help you out:
Cheque Book
The cheque book issued by Kotak Mahindra Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kotak Mahindra Bank Limited branches in Aravalli and Modasa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kotak Mahindra Bank Limited and go to the branch locator section. Then search for The Modasa Nagarik Sahakari Bank Ltd Head Office or Aravalli to find the exact IFSC Code KKBK0MNSB01.
Mobile Banking App
If you use Kotak Mahindra Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kotak Mahindra Bank Limited and Aravalli will provide accurate information.
How to Use IFSC Code KKBK0MNSB01 for Online Transfers?
Once you have the IFSC Code KKBK0MNSB01 for the The Modasa Nagarik Sahakari Bank Ltd Head Office branch of Kotak Mahindra Bank Limited in Aravalli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KKBK0MNSB01. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kotak Mahindra Bank Limited IFSC Code KKBK0MNSB01.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kotak Mahindra Bank Limited The Modasa Nagarik Sahakari Bank Ltd Head Office in Aravalli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kotak Mahindra Bank Limited in The Modasa Nagarik Sahakari Bank Ltd Head Office, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kotak Mahindra Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Aravalli manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KKBK0MNSB01.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nr.Nagarpalika Sutharwada Modasa, Pin - 383315, District Sabarkantha, State Gujarat located in Aravalli, Modasa, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.