There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Science City branch in Ahmedabad, Ahmedabad, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kalupur Commercial Cooperative Bank situated in Ahmedabad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KCCB0SCT034. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Science City, Ahmedabad
The table below shows the main details of the IFSC Code KCCB0SCT034 for the Kalupur Commercial Cooperative Bank branch in Ahmedabad, which falls under the Ahmedabad district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0SCT034 |
| Branch | Science City |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | 7-8-9 Morya Time Square,Infront Off R.K. Royal Hall,Sciencecity Road,Sola,Ahmedabad-380061 |
These details are essential not only for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Ahmedabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0SCT034 for the Science City branch of Kalupur Commercial Cooperative Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Science City, Ahmedabad, Gujarat, are given a unique IFSC like KCCB0SCT034 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmedabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Kalupur Commercial Cooperative Bank in Science City goes to the correct branch. This is important because Kalupur Commercial Cooperative Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KCCB0SCT034
The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Kalupur Commercial Cooperative Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Science City in Ahmedabad.
For example, the IFSC Code KCCB0SCT034 of Kalupur Commercial Cooperative Bank for the Science City branch has these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
If you are trying to find the IFSC Code KCCB0SCT034 of Kalupur Commercial Cooperative Bank for its Science City branch located in Ahmedabad, the following methods can help:
Cheque Book
The cheque books that are issued by Kalupur Commercial Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Kalupur Commercial Cooperative Bank branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and find the branch locator section. Search for Science City or Ahmedabad to get the exact IFSC Code KCCB0SCT034.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalupur Commercial Cooperative Bank and Ahmedabad that will provide accurate information.
How to Use IFSC Code KCCB0SCT034 for Online Transfers?
Once you have the IFSC Code KCCB0SCT034 for the Science City branch of Kalupur Commercial Cooperative Bank in Ahmedabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KCCB0SCT034. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0SCT034.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Science City in Ahmedabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kalupur Commercial Cooperative Bank in Science City, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0SCT034.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 7-8-9 Morya Time Square,Infront Off R.K. Royal Hall,Sciencecity Road,Sola,Ahmedabad-380061 located in Ahmedabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.