Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its St. Xaviers branch in Ahmedabad, Ahmedabad, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Kalupur Commercial Cooperative Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0SXS008. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kalupur Commercial Cooperative Bank, St. Xaviers, Ahmedabad

Here are the key points that are associated with the IFSC Code KCCB0SXS008 of Kalupur Commercial Cooperative Bank for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.

Particulars Details
Bank Kalupur Commercial Cooperative Bank
IFSC Code KCCB0SXS008
Branch St. Xaviers
City Ahmedabad
District Ahmedabad
State Gujarat
Address Akshar Arcade, Ground Floor, Opp Memnagar Fire Station, Navrangpura,Ð Ahmedabad-380009

These details are crucial, not just for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Ahmedabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0SXS008 for the St. Xaviers branch of Kalupur Commercial Cooperative Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in St. Xaviers, Ahmedabad, Gujarat, are allotted a unique IFSC like KCCB0SXS008 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kalupur Commercial Cooperative Bank in St. Xaviers reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code KCCB0SXS008

The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Kalupur Commercial Cooperative Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like St. Xaviers in Ahmedabad.

For example, the IFSC Code KCCB0SXS008 of Kalupur Commercial Cooperative Bank for the St. Xaviers branch has these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.

How to Find IFSC Code for Kalupur Commercial Cooperative Bank?

If you are trying to find the IFSC Code KCCB0SXS008 of Kalupur Commercial Cooperative Bank for its St. Xaviers branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque books that are issued by Kalupur Commercial Cooperative Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Kalupur Commercial Cooperative Bank branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Kalupur Commercial Cooperative Bank and find the branch locator section. Search for St. Xaviers or Ahmedabad to get the exact IFSC Code KCCB0SXS008.

Mobile Banking App

If you use Kalupur Commercial Cooperative Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Kalupur Commercial Cooperative Bank and Ahmedabad that will provide accurate information.

How to Use IFSC Code KCCB0SXS008 for Online Transfers?

Once you have the IFSC Code KCCB0SXS008 for the St. Xaviers branch of Kalupur Commercial Cooperative Bank in Ahmedabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KCCB0SXS008. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0SXS008.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank St. Xaviers in Ahmedabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in St. Xaviers, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kalupur Commercial Cooperative Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kalupur Commercial Cooperative Bank St. Xaviers Ahmedabad?

The IFSC Code of the St. Xaviers Ahmedabad branch is KCCB0SXS008.

Is IFSC Code KCCB0SXS008 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Kalupur Commercial Cooperative Bank St. Xaviers branch?

The branch is located at Akshar Arcade, Ground Floor, Opp Memnagar Fire Station, Navrangpura,Ð Ahmedabad-380009.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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