Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Sme-Mid Corporate branch in Ahmedabad, Ahmedabad, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Kalupur Commercial Cooperative Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0SME049. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Sme-Mid Corporate, Ahmedabad
Here are some of the key details that come with the IFSC Code KCCB0SME049 of Kalupur Commercial Cooperative Bank for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0SME049 |
| Branch | Sme-Mid Corporate |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | 2Nd Floor, Annexe Building, Kalupur Bank Bhavan, Near Income Tax Circle, Ashram Road, Ahmedabad - 380014 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Ahmedabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0SME049 for the Sme-Mid Corporate branch of Kalupur Commercial Cooperative Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Sme-Mid Corporate, Ahmedabad, Gujarat, are allotted a unique IFSC like KCCB0SME049 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmedabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kalupur Commercial Cooperative Bank in Sme-Mid Corporate reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code KCCB0SME049
The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kalupur Commercial Cooperative Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sme-Mid Corporate in Ahmedabad.
For example, the IFSC Code KCCB0SME049 of Kalupur Commercial Cooperative Bank for the Sme-Mid Corporate branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
If you are trying to find the IFSC Code KCCB0SME049 of Kalupur Commercial Cooperative Bank for its Sme-Mid Corporate branch located in Ahmedabad, the following methods can help:
Cheque Book
The cheque book issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Kalupur Commercial Cooperative Bank branches in Ahmedabad and Ahmedabad, print them on the first page of your passbook.
Bank Website
Visit the official website of Kalupur Commercial Cooperative Bank and navigate to the branch locator section. Search for Sme-Mid Corporate or Ahmedabad to get the exact IFSC Code KCCB0SME049.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalupur Commercial Cooperative Bank and Ahmedabad, you'll get the correct details.
How to Use IFSC Code KCCB0SME049 for Online Transfers?
Once you have the IFSC Code KCCB0SME049 for the Sme-Mid Corporate branch of Kalupur Commercial Cooperative Bank in Ahmedabad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KCCB0SME049. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0SME049.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Sme-Mid Corporate in Ahmedabad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Sme-Mid Corporate, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0SME049.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 2Nd Floor, Annexe Building, Kalupur Bank Bhavan, Near Income Tax Circle, Ashram Road, Ahmedabad - 380014 located in Ahmedabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.