There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Ghatlodiya branch in Ahmedabad, Ahmedabad, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Kalupur Commercial Cooperative Bank situated in Ahmedabad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code KCCB0GHA046. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kalupur Commercial Cooperative Bank, Ghatlodiya, Ahmedabad
Here are the key points that are associated with the IFSC Code KCCB0GHA046 of Kalupur Commercial Cooperative Bank for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Kalupur Commercial Cooperative Bank |
| IFSC Code | KCCB0GHA046 |
| Branch | Ghatlodiya |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | Near Old Panchyat Office, Ghatlodiya Gam, Ahmedabad-380061 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Ahmedabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KCCB0GHA046 for the Ghatlodiya branch of Kalupur Commercial Cooperative Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Ghatlodiya, Ahmedabad, Gujarat, are allotted a unique IFSC like KCCB0GHA046 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ahmedabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Kalupur Commercial Cooperative Bank in Ghatlodiya reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code KCCB0GHA046
The format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kalupur Commercial Cooperative Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghatlodiya in Ahmedabad.
For example, the IFSC Code KCCB0GHA046 of Kalupur Commercial Cooperative Bank for the Ghatlodiya branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.
How to Find IFSC Code for Kalupur Commercial Cooperative Bank?
If you are looking for the IFSC Code KCCB0GHA046 of Kalupur Commercial Cooperative Bank for its Ghatlodiya branch located in Ahmedabad, the following methods can help:
Cheque Book
The cheque book that is issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Kalupur Commercial Cooperative Bank branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Kalupur Commercial Cooperative Bank and look for the branch locator section, then search for Ghatlodiya or Ahmedabad to get the exact IFSC Code KCCB0GHA046.
Mobile Banking App
If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Kalupur Commercial Cooperative Bank and Ahmedabad, then it will provide you proper information.
How to Use IFSC Code KCCB0GHA046 for Online Transfers?
Once you have the IFSC Code KCCB0GHA046 for the Ghatlodiya branch of Kalupur Commercial Cooperative Bank in Ahmedabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KCCB0GHA046. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0GHA046.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kalupur Commercial Cooperative Bank Ghatlodiya in Ahmedabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Ghatlodiya, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kalupur Commercial Cooperative Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ahmedabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KCCB0GHA046.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Old Panchyat Office, Ghatlodiya Gam, Ahmedabad-380061 located in Ahmedabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.