Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Vivekanad branch in Jalgaon, Jalgaon, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jalgaon Janata Sahakari Bank Limited located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JJSB0000020. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Vivekanad, Jalgaon
The table below shows the main details of the IFSC Code JJSB0000020 for the Jalgaon Janata Sahakari Bank Limited branch in Jalgaon, which falls under the Jalgaon district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jalgaon Janata Sahakari Bank Limited |
| IFSC Code | JJSB0000020 |
| Branch | Vivekanad |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | Parijat Sankul, Shop No. 16 & 17, Suyog Colony, Girna Tank Road, Jalgaon 425002 |
These details help users in online banking and for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Jalgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JJSB0000020 for the Vivekanad branch of Jalgaon Janata Sahakari Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jalgaon Janata Sahakari Bank Limited located in Vivekanad, Jalgaon, Maharashtra, is provided a unique IFSC like JJSB0000020 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jalgaon Janata Sahakari Bank Limited branch in Jalgaon.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Jalgaon Janata Sahakari Bank Limited in Vivekanad do not get misguided to another person.
Format of the IFSC Code JJSB0000020
The format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jalgaon Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vivekanad in Jalgaon.
For example, the IFSC Code JJSB0000020 of Jalgaon Janata Sahakari Bank Limited for the Vivekanad branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.
How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JJSB0000020 of Jalgaon Janata Sahakari Bank Limited for its Vivekanad branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque book issued by Jalgaon Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jalgaon Janata Sahakari Bank Limited branches in Jalgaon and Jalgaon, print them on the first page of your passbook.
Bank Website
Visit the official website of Jalgaon Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Vivekanad or Jalgaon to get the exact IFSC Code JJSB0000020.
Mobile Banking App
If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jalgaon Janata Sahakari Bank Limited and Jalgaon, you'll get the correct details.
How to Use IFSC Code JJSB0000020 for Online Transfers?
Once you have the IFSC Code JJSB0000020 for the Vivekanad branch of Jalgaon Janata Sahakari Bank Limited in Jalgaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JJSB0000020. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000020.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jalgaon Janata Sahakari Bank Limited Vivekanad in Jalgaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jalgaon Janata Sahakari Bank Limited in Vivekanad, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jalgaon Janata Sahakari Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JJSB0000020.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Parijat Sankul, Shop No. 16 & 17, Suyog Colony, Girna Tank Road, Jalgaon 425002 located in Jalgaon, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.