For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Dana Bajar branch in Jalgaon, Jalgaon, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jalgaon Janata Sahakari Bank Limited located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JJSB0000002. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Dana Bajar, Jalgaon
The table below shows the main details of the IFSC Code JJSB0000002 for the Jalgaon Janata Sahakari Bank Limited branch in Jalgaon, which falls under the Jalgaon district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jalgaon Janata Sahakari Bank Limited |
| IFSC Code | JJSB0000002 |
| Branch | Dana Bajar |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | Madhav Kunj,99,Polan Peth, Cts.No.1948 A, Jalgaon ┬Û 425 001 |
These details are essential not only for online banking users but also for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JJSB0000002 for the Dana Bajar branch of Jalgaon Janata Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jalgaon Janata Sahakari Bank Limited located in Dana Bajar, Jalgaon, Maharashtra, is provided with a unique IFSC like JJSB0000002 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jalgaon Janata Sahakari Bank Limited branch in Jalgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Jalgaon Janata Sahakari Bank Limited in Dana Bajar do not get mixed with another location.
Format of the IFSC Code JJSB0000002
The format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jalgaon Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dana Bajar in Jalgaon.
For example, the IFSC Code JJSB0000002 of Jalgaon Janata Sahakari Bank Limited for the Dana Bajar branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.
How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JJSB0000002 of Jalgaon Janata Sahakari Bank Limited for its Dana Bajar branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque book issued by Jalgaon Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jalgaon Janata Sahakari Bank Limited branches in Jalgaon and Jalgaon, print them on the first page of your passbook.
Bank Website
Visit the official website of Jalgaon Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Dana Bajar or Jalgaon to get the exact IFSC Code JJSB0000002.
Mobile Banking App
If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jalgaon Janata Sahakari Bank Limited and Jalgaon, you'll get the correct details.
How to Use IFSC Code JJSB0000002 for Online Transfers?
Once you have the IFSC Code JJSB0000002 for the Dana Bajar branch of Jalgaon Janata Sahakari Bank Limited in Jalgaon, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JJSB0000002. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000002.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jalgaon Janata Sahakari Bank Limited Dana Bajar in Jalgaon, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jalgaon Janata Sahakari Bank Limited in Dana Bajar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jalgaon Janata Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jalgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JJSB0000002.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Madhav Kunj,99,Polan Peth, Cts.No.1948 A, Jalgaon ┬Û 425 001 located in Jalgaon, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.