There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Dharangaon branch in Jalgaon, Jalgaon, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Jalgaon Janata Sahakari Bank Limited situated in Jalgaon or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code JJSB0000021. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Dharangaon, Jalgaon
Here are the main details that are associated with the IFSC Code JJSB0000021 of Jalgaon Janata Sahakari Bank Limited for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jalgaon Janata Sahakari Bank Limited |
| IFSC Code | JJSB0000021 |
| Branch | Dharangaon |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | Cts.No.1262,Sushilalbai Pannalal Pagariya Near Subhash Darwaja Main Road,Dharangaon-425105 |
These details are essential not only for online banking users but also for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JJSB0000021 for the Dharangaon branch of Jalgaon Janata Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jalgaon Janata Sahakari Bank Limited located in Dharangaon, Jalgaon, Maharashtra, are given a unique IFSC like JJSB0000021 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jalgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Jalgaon and Jalgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jalgaon Janata Sahakari Bank Limited in Dharangaon goes to the correct branch. This is important because Jalgaon Janata Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JJSB0000021
The format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jalgaon Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharangaon in Jalgaon.
For example, the IFSC Code JJSB0000021 of Jalgaon Janata Sahakari Bank Limited for the Dharangaon branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.
How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JJSB0000021 of Jalgaon Janata Sahakari Bank Limited for its Dharangaon branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque book issued by Jalgaon Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jalgaon Janata Sahakari Bank Limited branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jalgaon Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Dharangaon or Jalgaon to get the exact IFSC Code JJSB0000021.
Mobile Banking App
If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jalgaon Janata Sahakari Bank Limited and Jalgaon, you'll get the correct details.
How to Use IFSC Code JJSB0000021 for Online Transfers?
If you have the IFSC Code JJSB0000021 for the Dharangaon branch of Jalgaon Janata Sahakari Bank Limited in Jalgaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JJSB0000021. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000021.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jalgaon Janata Sahakari Bank Limited Dharangaon in Jalgaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jalgaon Janata Sahakari Bank Limited in Dharangaon, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jalgaon Janata Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jalgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JJSB0000021.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Cts.No.1262,Sushilalbai Pannalal Pagariya Near Subhash Darwaja Main Road,Dharangaon-425105 located in Jalgaon, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.