Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Ganesh Colony branch in Jalgaon, Jalgaon, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jalgaon Janata Sahakari Bank Limited located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JJSB0000014. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Ganesh Colony, Jalgaon
Below in the table are the key details related to IFSC Code JJSB0000014 of Jalgaon Janata Sahakari Bank Limited for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jalgaon Janata Sahakari Bank Limited |
| IFSC Code | JJSB0000014 |
| Branch | Ganesh Colony |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | 13,Ganesh Colony, Seven Square Road,Cts No.8021, Jalgaon ┬Û 425 002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Jalgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JJSB0000014 for the Ganesh Colony branch of Jalgaon Janata Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jalgaon Janata Sahakari Bank Limited located in Ganesh Colony, Jalgaon, Maharashtra, is provided with a unique IFSC like JJSB0000014 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jalgaon Janata Sahakari Bank Limited branch in Jalgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Jalgaon Janata Sahakari Bank Limited in Ganesh Colony do not get mixed with another location.
Format of the IFSC Code JJSB0000014
The format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jalgaon Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ganesh Colony in Jalgaon.
For example, the IFSC Code JJSB0000014 of Jalgaon Janata Sahakari Bank Limited for the Ganesh Colony branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra correctly.
How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JJSB0000014 of Jalgaon Janata Sahakari Bank Limited for its Ganesh Colony branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque book issued by Jalgaon Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jalgaon Janata Sahakari Bank Limited branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jalgaon Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Ganesh Colony or Jalgaon to get the exact IFSC Code JJSB0000014.
Mobile Banking App
If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jalgaon Janata Sahakari Bank Limited and Jalgaon, you'll get the correct details.
How to Use IFSC Code JJSB0000014 for Online Transfers?
If you have the IFSC Code JJSB0000014 for the Ganesh Colony branch of Jalgaon Janata Sahakari Bank Limited in Jalgaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JJSB0000014. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000014.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jalgaon Janata Sahakari Bank Limited Ganesh Colony in Jalgaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jalgaon Janata Sahakari Bank Limited in Ganesh Colony, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jalgaon Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jalgaon manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JJSB0000014.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 13,Ganesh Colony, Seven Square Road,Cts No.8021, Jalgaon ┬Û 425 002 located in Jalgaon, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.