Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Bhusawal branch in Bhusawal, Jalgaon, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jalgaon Janata Sahakari Bank Limited located in Bhusawal or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JJSB0000010. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Bhusawal, Bhusawal
Here are the key points that are associated with the IFSC Code JJSB0000010 of Jalgaon Janata Sahakari Bank Limited for its branch located in Bhusawal, within the district of Jalgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jalgaon Janata Sahakari Bank Limited |
| IFSC Code | JJSB0000010 |
| Branch | Bhusawal |
| City | Bhusawal |
| District | Jalgaon |
| State | Maharashtra |
| Address | Kinhikar Villa,House No.1/5711/572, Vitthal Mandir Ward, Near Bazarpeth Police Station, Bhusawal, Dist ┬Û Jalgaon, Pin ┬Û 425201 |
These details help users in online banking and for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Bhusawal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JJSB0000010 for the Bhusawal branch of Jalgaon Janata Sahakari Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jalgaon Janata Sahakari Bank Limited located in Bhusawal, Bhusawal, Maharashtra, are given a unique IFSC like JJSB0000010 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhusawal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bhusawal and Jalgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jalgaon Janata Sahakari Bank Limited in Bhusawal goes to the correct branch. This is important because Jalgaon Janata Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JJSB0000010
The format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jalgaon Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhusawal in Bhusawal.
For example, the IFSC Code JJSB0000010 of Jalgaon Janata Sahakari Bank Limited for the Bhusawal branch includes these elements, identifying the bank and the branch location in Bhusawal and Maharashtra accurately.
How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JJSB0000010 of Jalgaon Janata Sahakari Bank Limited for its Bhusawal branch located in Bhusawal, the following methods can help:
Cheque Book
The cheque book issued by Jalgaon Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jalgaon Janata Sahakari Bank Limited branches in Bhusawal and Jalgaon, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jalgaon Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Bhusawal or Bhusawal to get the exact IFSC Code JJSB0000010.
Mobile Banking App
If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jalgaon Janata Sahakari Bank Limited and Bhusawal, you'll get the correct details.
How to Use IFSC Code JJSB0000010 for Online Transfers?
Once you have the IFSC Code JJSB0000010 for the Bhusawal branch of Jalgaon Janata Sahakari Bank Limited in Bhusawal, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JJSB0000010. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000010.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jalgaon Janata Sahakari Bank Limited Bhusawal in Bhusawal may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jalgaon Janata Sahakari Bank Limited in Bhusawal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jalgaon Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bhusawal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JJSB0000010.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kinhikar Villa,House No.1/5711/572, Vitthal Mandir Ward, Near Bazarpeth Police Station, Bhusawal, Dist ┬Û Jalgaon, Pin ┬Û 425201 located in Bhusawal, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.