There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Irinjalakuda Town Co-Operative Bank Ltd for its Annamanada Branch branch in Annamanada, Thrissur, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Irinjalakuda Town Co-Operative Bank Ltd situated in Annamanada or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code ITBL0000119. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd, Annamanada Branch, Annamanada
The table below shows the main details of the IFSC Code ITBL0000119 for the Irinjalakuda Town Co-Operative Bank Ltd branch in Annamanada, which falls under the Thrissur district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Irinjalakuda Town Co-Operative Bank Ltd |
| IFSC Code | ITBL0000119 |
| Branch | Annamanada Branch |
| City | Annamanada |
| District | Thrissur |
| State | Kerala |
| Address | Near Bridge,Annamanada,680741 |
These details are important not only for users using online banking but also for businesses and individuals who use Irinjalakuda Town Co-Operative Bank Ltd in Annamanada for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ITBL0000119 for the Annamanada Branch branch of Irinjalakuda Town Co-Operative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ITBL0000119 is given to every bank branch, including Irinjalakuda Town Co-Operative Bank Ltd located in Annamanada Branch, Annamanada, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Irinjalakuda Town Co-Operative Bank Ltd branch in Annamanada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Annamanada and Thrissur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Irinjalakuda Town Co-Operative Bank Ltd in Annamanada Branch doesn't end up at another location.
Format of the IFSC Code ITBL0000119
The format of the IFSC Code for banks, including Irinjalakuda Town Co-Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Irinjalakuda Town Co-Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Annamanada Branch in Annamanada.
For example, the IFSC Code ITBL0000119 of Irinjalakuda Town Co-Operative Bank Ltd for the Annamanada Branch branch includes these elements, identifying the bank and the branch location in Annamanada and Kerala accurately.
How to Find IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd?
If you are trying to find the IFSC Code ITBL0000119 of Irinjalakuda Town Co-Operative Bank Ltd for its Annamanada Branch branch located in Annamanada, the following methods can help:
Cheque Book
The cheque book issued by Irinjalakuda Town Co-Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Irinjalakuda Town Co-Operative Bank Ltd branches in Annamanada and Thrissur, print them on the first page of your passbook.
Bank Website
Visit the official website of Irinjalakuda Town Co-Operative Bank Ltd and navigate to the branch locator section. Search for Annamanada Branch or Annamanada to get the exact IFSC Code ITBL0000119.
Mobile Banking App
If you use Irinjalakuda Town Co-Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Irinjalakuda Town Co-Operative Bank Ltd and Annamanada, you'll get the correct details.
How to Use IFSC Code ITBL0000119 for Online Transfers?
Once you have the IFSC Code ITBL0000119 for the Annamanada Branch branch of Irinjalakuda Town Co-Operative Bank Ltd in Annamanada, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ITBL0000119. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Irinjalakuda Town Co-Operative Bank Ltd IFSC Code ITBL0000119.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Irinjalakuda Town Co-Operative Bank Ltd Annamanada Branch in Annamanada, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Irinjalakuda Town Co-Operative Bank Ltd in Annamanada Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Irinjalakuda Town Co-Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Annamanada manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ITBL0000119.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Bridge,Annamanada,680741 located in Annamanada, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.