Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Irinjalakuda Town Co-Operative Bank Ltd for its Aloor Branch branch in Aloor, Thrissur, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Irinjalakuda Town Co-Operative Bank Ltd located in Aloor or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ITBL0000118. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd, Aloor Branch, Aloor
Here are some of the key details that come with the IFSC Code ITBL0000118 of Irinjalakuda Town Co-Operative Bank Ltd for its branch located in Aloor, within the district of Thrissur in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Irinjalakuda Town Co-Operative Bank Ltd |
| IFSC Code | ITBL0000118 |
| Branch | Aloor Branch |
| City | Aloor |
| District | Thrissur |
| State | Kerala |
| Address | Chalakudy Road,Aloor,Aloor,680683 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Irinjalakuda Town Co-Operative Bank Ltd in Aloor for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ITBL0000118 for the Aloor Branch branch of Irinjalakuda Town Co-Operative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Irinjalakuda Town Co-Operative Bank Ltd located in Aloor Branch, Aloor, Kerala, is provided a unique IFSC like ITBL0000118 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Irinjalakuda Town Co-Operative Bank Ltd branch in Aloor.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Aloor and Thrissur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Irinjalakuda Town Co-Operative Bank Ltd in Aloor Branch do not get misguided to another person.
Format of the IFSC Code ITBL0000118
The format of the IFSC Code for banks, including Irinjalakuda Town Co-Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Irinjalakuda Town Co-Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aloor Branch in Aloor.
For example, the IFSC Code ITBL0000118 of Irinjalakuda Town Co-Operative Bank Ltd for the Aloor Branch branch includes these elements, identifying the bank and the branch location in Aloor and Kerala accurately.
How to Find IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd?
If you are trying to find the IFSC Code ITBL0000118 of Irinjalakuda Town Co-Operative Bank Ltd for its Aloor Branch branch located in Aloor, the following methods can help:
Cheque Book
The cheque book issued by Irinjalakuda Town Co-Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Irinjalakuda Town Co-Operative Bank Ltd branches in Aloor and Thrissur, print them on the first page of your passbook.
Bank Website
Visit the official website of Irinjalakuda Town Co-Operative Bank Ltd and navigate to the branch locator section. Search for Aloor Branch or Aloor to get the exact IFSC Code ITBL0000118.
Mobile Banking App
If you use Irinjalakuda Town Co-Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Irinjalakuda Town Co-Operative Bank Ltd and Aloor, you'll get the correct details.
How to Use IFSC Code ITBL0000118 for Online Transfers?
If you have the IFSC Code ITBL0000118 for the Aloor Branch branch of Irinjalakuda Town Co-Operative Bank Ltd in Aloor, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ITBL0000118. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Irinjalakuda Town Co-Operative Bank Ltd IFSC Code ITBL0000118.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Irinjalakuda Town Co-Operative Bank Ltd Aloor Branch in Aloor, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Irinjalakuda Town Co-Operative Bank Ltd in Aloor Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Irinjalakuda Town Co-Operative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Aloor to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ITBL0000118.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chalakudy Road,Aloor,Aloor,680683 located in Aloor, Thrissur, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.