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IFSC Code of Indusind Bank, Sosyo Circle, Surat, Gujarat — INDB0001484

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indusind Bank for its Sosyo Circle branch in Surat, Surat, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indusind Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code INDB0001484. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Sosyo Circle, Surat

Here are the main details that are associated with the IFSC Code INDB0001484 of Indusind Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0001484
Branch Sosyo Circle
City Surat
District Surat
State Gujarat
Address Gnd Flr Shop No3 Blue Sky Commerce Square Citycentre Bamroli Rd Sosyo Circle Surat 395007 Gujarat

These details help users in online banking and for businesses and individuals who use Indusind Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001484 for the Sosyo Circle branch of Indusind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Sosyo Circle, Surat, Gujarat, is provided with a unique IFSC like INDB0001484 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indusind Bank branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in Sosyo Circle do not get mixed with another location.

Format of the IFSC Code INDB0001484

The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indusind Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sosyo Circle in Surat.

For example, the IFSC Code INDB0001484 of Indusind Bank for the Sosyo Circle branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Indusind Bank?

If you are looking for the IFSC Code INDB0001484 of Indusind Bank for its Sosyo Circle branch located in Surat, the following methods can help:

Cheque Book

The cheque book that is issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indusind Bank branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indusind Bank and look for the branch locator section, then search for Sosyo Circle or Surat to get the exact IFSC Code INDB0001484.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indusind Bank and Surat, then it will provide you proper information.

How to Use IFSC Code INDB0001484 for Online Transfers?

Once you have the IFSC Code INDB0001484 for the Sosyo Circle branch of Indusind Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code INDB0001484. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001484.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Sosyo Circle in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Sosyo Circle, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in Sosyo Circle, Surat?

The IFSC Code is INDB0001484.

Is the IFSC Code INDB0001484 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank Sosyo Circle?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sosyo Circle branch?

The address of the branch is Gnd Flr Shop No3 Blue Sky Commerce Square Citycentre Bamroli Rd Sosyo Circle Surat 395007 Gujarat located in Surat, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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