There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indusind Bank for its Tadwadi Surat branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indusind Bank situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code INDB0002363. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Tadwadi Surat, Surat

Below in the table are the key details related to IFSC Code INDB0002363 of Indusind Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0002363
Branch Tadwadi Surat
City Surat
District Surat
State Gujarat
Address Ground Floor Anand Apartment C Block Sai Krupa Bus Stop Rander Road Tadwadi Surat Gujarat

These details help users in online banking and for businesses and individuals who use Indusind Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002363 for the Tadwadi Surat branch of Indusind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Tadwadi Surat, Surat, Gujarat, is provided with a unique IFSC like INDB0002363 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indusind Bank branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in Tadwadi Surat do not get mixed with another location.

Format of the IFSC Code INDB0002363

The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tadwadi Surat in Surat.

For example, the IFSC Code INDB0002363 of Indusind Bank for the Tadwadi Surat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Indusind Bank?

If you are trying to find the IFSC Code INDB0002363 of Indusind Bank for its Tadwadi Surat branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indusind Bank branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Tadwadi Surat or Surat to get the exact IFSC Code INDB0002363.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Surat, you'll get the correct details.

How to Use IFSC Code INDB0002363 for Online Transfers?

Once you have the IFSC Code INDB0002363 for the Tadwadi Surat branch of Indusind Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code INDB0002363. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0002363.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indusind Bank Tadwadi Surat in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Tadwadi Surat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in Tadwadi Surat, Surat?

The IFSC Code is INDB0002363.

Is the IFSC Code INDB0002363 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank Tadwadi Surat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tadwadi Surat branch?

The address of the branch is Ground Floor Anand Apartment C Block Sai Krupa Bus Stop Rander Road Tadwadi Surat Gujarat located in Surat, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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