Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Sumul Dairy Road Surat branch in Surat, Surat, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code INDB0001713. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Sumul Dairy Road Surat, Surat
The table below shows the main details of the IFSC Code INDB0001713 for the Indusind Bank branch in Surat, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0001713 |
| Branch | Sumul Dairy Road Surat |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Ground Floor Shop Nos 35 And 36 Mahek Icon Nr Sumul Dairy Sumul Dairy Road Surat Pin 395004 Gujarat |
These details helps users in online banking and for businesses and individuals who use Indusind Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001713 for the Sumul Dairy Road Surat branch of Indusind Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Sumul Dairy Road Surat, Surat, Gujarat, is provided with a unique IFSC like INDB0001713 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indusind Bank branch in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in Sumul Dairy Road Surat do not get mixed with another location.
Format of the IFSC Code INDB0001713
The format of the IFSC Code for banks, including Indusind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sumul Dairy Road Surat in Surat.
For example, the IFSC Code INDB0001713 of Indusind Bank for the Sumul Dairy Road Surat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0001713 of Indusind Bank for its Sumul Dairy Road Surat branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indusind Bank branches in Surat and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Sumul Dairy Road Surat or Surat to get the exact IFSC Code INDB0001713.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Surat, you'll get the correct details.
How to Use IFSC Code INDB0001713 for Online Transfers?
Once you have the IFSC Code INDB0001713 for the Sumul Dairy Road Surat branch of Indusind Bank in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0001713. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001713.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indusind Bank Sumul Dairy Road Surat in Surat may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Sumul Dairy Road Surat, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0001713.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Shop Nos 35 And 36 Mahek Icon Nr Sumul Dairy Sumul Dairy Road Surat Pin 395004 Gujarat located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.