IFSC Code of Icici Bank Limited, Silaju Bc Outlet, Kusmi, Chhattisgarh — ICIC0007644

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Silaju Bc Outlet branch in Surguja, Kusmi, Chhattisgarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0007644. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Silaju Bc Outlet, Surguja

Here are the main details that are associated with the IFSC Code ICIC0007644 of Icici Bank Limited for its branch located in Surguja, within the district of Kusmi in the state of Chhattisgarh.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Surguja for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0007644 for the Silaju Bc Outlet branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Silaju Bc Outlet, Surguja, Chhattisgarh, are allotted a unique IFSC like ICIC0007644 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surguja.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surguja and Kusmi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Silaju Bc Outlet reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code ICIC0007644

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Silaju Bc Outlet in Surguja.

For example, the IFSC Code ICIC0007644 of Icici Bank Limited for the Silaju Bc Outlet branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0007644 of Icici Bank Limited for its Silaju Bc Outlet branch located in Surguja, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Surguja and Kusmi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Silaju Bc Outlet or Surguja to find the exact IFSC Code ICIC0007644.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Surguja will provide accurate information.

How to Use IFSC Code ICIC0007644 for Online Transfers?

Once you have the IFSC Code ICIC0007644 for the Silaju Bc Outlet branch of Icici Bank Limited in Surguja, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0007644. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0007644.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Silaju Bc Outlet in Surguja may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Silaju Bc Outlet, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surguja manage their online transfers and cheque clearances easily.