Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Datram Bc Outlet branch in Surguja, Kusmi, or Chhattisgarh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code ICIC0004750. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Datram Bc Outlet, Surguja
Here are some of the key details that come with the IFSC Code ICIC0004750 of Icici Bank Limited for its branch located in Surguja, within the district of Kusmi in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0004750 |
| Branch | Datram Bc Outlet |
| City | Surguja |
| District | Kusmi |
| State | Chhattisgarh |
| Address | Icici Bank Ltd, Village Datram, Post Samri, Ps Samri, Datrram, Balrampur, Chhattisgarh 497224 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Surguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004750 for the Datram Bc Outlet branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Datram Bc Outlet, Surguja, Chhattisgarh, is provided with a unique IFSC like ICIC0004750 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Surguja.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Surguja and Kusmi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Datram Bc Outlet do not get mixed with another location.
Format of the IFSC Code ICIC0004750
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Datram Bc Outlet in Surguja.
For example, the IFSC Code ICIC0004750 of Icici Bank Limited for the Datram Bc Outlet branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0004750 of Icici Bank Limited for its Datram Bc Outlet branch located in Surguja, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Surguja and Kusmi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Datram Bc Outlet or Surguja to get the exact IFSC Code ICIC0004750.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Surguja, you'll get the correct details.
How to Use IFSC Code ICIC0004750 for Online Transfers?
Once you have the IFSC Code ICIC0004750 for the Datram Bc Outlet branch of Icici Bank Limited in Surguja, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0004750. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004750.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Datram Bc Outlet in Surguja, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Datram Bc Outlet, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Surguja manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Datram Bc Outlet Surguja branch is ICIC0004750.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd, Village Datram, Post Samri, Ps Samri, Datrram, Balrampur, Chhattisgarh 497224.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.