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IFSC Code of Icici Bank Limited, Idaripath Bc Outlet, Kusmi, Chhattisgarh — ICIC0004751

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Idaripath Bc Outlet branch in Surguja, Kusmi, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Surguja or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code ICIC0004751. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Idaripath Bc Outlet, Surguja

Here are the key points that are associated with the IFSC Code ICIC0004751 of Icici Bank Limited for its branch located in Surguja, within the district of Kusmi in the state of Chhattisgarh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0004751
Branch Idaripath Bc Outlet
City Surguja
District Kusmi
State Chhattisgarh
Address Icici Bank Ltd, Village Idaripath, Idaripath, Surguja, Samri, Chhattisgarh 497224

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Surguja for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004751 for the Idaripath Bc Outlet branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Idaripath Bc Outlet, Surguja, Chhattisgarh, are given a unique IFSC like ICIC0004751 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surguja.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surguja and Kusmi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Idaripath Bc Outlet goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0004751

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Idaripath Bc Outlet in Surguja.

For example, the IFSC Code ICIC0004751 of Icici Bank Limited for the Idaripath Bc Outlet branch has these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004751 of Icici Bank Limited for its Idaripath Bc Outlet branch located in Surguja, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Surguja and Kusmi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Idaripath Bc Outlet or Surguja to get the exact IFSC Code ICIC0004751.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Surguja, you'll get the correct details.

How to Use IFSC Code ICIC0004751 for Online Transfers?

If you have the IFSC Code ICIC0004751 for the Idaripath Bc Outlet branch of Icici Bank Limited in Surguja, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004751. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0004751.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Idaripath Bc Outlet in Surguja, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Idaripath Bc Outlet, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surguja manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Idaripath Bc Outlet, Surguja?

The IFSC Code is ICIC0004751.

Is the IFSC Code ICIC0004751 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Idaripath Bc Outlet?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Idaripath Bc Outlet branch?

The address of the branch is Icici Bank Ltd, Village Idaripath, Idaripath, Surguja, Samri, Chhattisgarh 497224 located in Surguja, Kusmi, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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