IFSC Code of Icici Bank Limited, Moradabad, Moradabad, Uttar Pradesh — ICIC0000190

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Moradabad branch in Moradabad, Moradabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Moradabad or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0000190. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Moradabad, Moradabad

Here are some of the key details that come with the IFSC Code ICIC0000190 of Icici Bank Limited for its branch located in Moradabad, within the district of Moradabad in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Moradabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000190 for the Moradabad branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000190 is given to every bank branch, including Icici Bank Limited located in Moradabad, Moradabad, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Moradabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Moradabad and Moradabad.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Moradabad doesn't end up at another location.

Format of the IFSC Code ICIC0000190

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Moradabad in Moradabad.

For example, the IFSC Code ICIC0000190 of Icici Bank Limited for the Moradabad branch has these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0000190 of Icici Bank Limited for its Moradabad branch located in Moradabad, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Moradabad and Moradabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Moradabad or Moradabad to find the exact IFSC Code ICIC0000190.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Moradabad will provide accurate information.

How to Use IFSC Code ICIC0000190 for Online Transfers?

Once you have the IFSC Code ICIC0000190 for the Moradabad branch of Icici Bank Limited in Moradabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0000190. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0000190.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Moradabad in Moradabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Moradabad, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Moradabad manage online transfers as well as cheque clearances with ease.