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IFSC Code of Icici Bank Limited, Budh Bazar Moradabad, Moradabad, Uttar Pradesh — ICIC0005377

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Budh Bazar Moradabad branch in Moradabad, Moradabad, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Moradabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0005377. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Budh Bazar Moradabad, Moradabad

The table below shows the main details of the IFSC Code ICIC0005377 for the Icici Bank Limited branch in Moradabad, which falls under the Moradabad district in Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0005377
Branch Budh Bazar Moradabad
City Moradabad
District Moradabad
State Uttar Pradesh
Address Budh Bazar Moradabad Up 244001

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Moradabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005377 for the Budh Bazar Moradabad branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Budh Bazar Moradabad, Moradabad, Uttar Pradesh, is provided a unique IFSC like ICIC0005377 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Moradabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Moradabad and Moradabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Budh Bazar Moradabad do not get misguided to another person.

Format of the IFSC Code ICIC0005377

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Budh Bazar Moradabad in Moradabad.

For example, the IFSC Code ICIC0005377 of Icici Bank Limited for the Budh Bazar Moradabad branch includes these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0005377 of Icici Bank Limited for its Budh Bazar Moradabad branch located in Moradabad, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Moradabad and Moradabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Budh Bazar Moradabad or Moradabad to find the exact IFSC Code ICIC0005377.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Moradabad will provide accurate information.

How to Use IFSC Code ICIC0005377 for Online Transfers?

Once you have the IFSC Code ICIC0005377 for the Budh Bazar Moradabad branch of Icici Bank Limited in Moradabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0005377. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0005377.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Budh Bazar Moradabad in Moradabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Budh Bazar Moradabad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Moradabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Budh Bazar Moradabad Moradabad?

The IFSC Code of the Budh Bazar Moradabad Moradabad branch is ICIC0005377.

Is IFSC Code ICIC0005377 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Budh Bazar Moradabad branch?

The branch is located at Budh Bazar Moradabad Up 244001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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