IFSC Code of Icici Bank Limited, District Co-Operative Bank Moradabad, Moradabad, Uttar Pradesh — ICIC00MORAD

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its District Co-Operative Bank Moradabad branch in Moradabad, Moradabad, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Moradabad or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC00MORAD. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, District Co-Operative Bank Moradabad, Moradabad

The table below shows the main details of the IFSC Code ICIC00MORAD for the Icici Bank Limited branch in Moradabad, which falls under the Moradabad district in Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Moradabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC00MORAD for the District Co-Operative Bank Moradabad branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in District Co-Operative Bank Moradabad, Moradabad, Uttar Pradesh, is provided a unique IFSC like ICIC00MORAD so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Icici Bank Limited branch in Moradabad.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Moradabad and Moradabad.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in District Co-Operative Bank Moradabad do not get misguided to another person.

Format of the IFSC Code ICIC00MORAD

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like District Co-Operative Bank Moradabad in Moradabad.

For example, the IFSC Code ICIC00MORAD of Icici Bank Limited for the District Co-Operative Bank Moradabad branch has these elements, identifying the bank and the branch location in Moradabad and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC00MORAD of Icici Bank Limited for its District Co-Operative Bank Moradabad branch located in Moradabad, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Moradabad and Moradabad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for District Co-Operative Bank Moradabad or Moradabad to get the exact IFSC Code ICIC00MORAD.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Moradabad, you'll get the correct details.

How to Use IFSC Code ICIC00MORAD for Online Transfers?

Once you have the IFSC Code ICIC00MORAD for the District Co-Operative Bank Moradabad branch of Icici Bank Limited in Moradabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC00MORAD. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00MORAD.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited District Co-Operative Bank Moradabad in Moradabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in District Co-Operative Bank Moradabad, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Moradabad manage their online transfers and cheque clearances easily.