IFSC Code of Icici Bank Limited, Iim Road Lucknow, Lucknow, Uttar Pradesh — ICIC0004827

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Iim Road Lucknow branch in Lucknow, Lucknow, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Lucknow or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code ICIC0004827. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Iim Road Lucknow, Lucknow

Below in the table are the key details related to IFSC Code ICIC0004827 of Icici Bank Limited for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Lucknow for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0004827 for the Iim Road Lucknow branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Iim Road Lucknow, Lucknow, Uttar Pradesh, is provided with a unique IFSC like ICIC0004827 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Icici Bank Limited branch in Lucknow.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Icici Bank Limited in Iim Road Lucknow do not get mixed with another location.

Format of the IFSC Code ICIC0004827

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Iim Road Lucknow in Lucknow.

For example, the IFSC Code ICIC0004827 of Icici Bank Limited for the Iim Road Lucknow branch has these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0004827 of Icici Bank Limited for its Iim Road Lucknow branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Lucknow and Lucknow, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Iim Road Lucknow or Lucknow to get the exact IFSC Code ICIC0004827.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Lucknow, you'll get the correct details.

How to Use IFSC Code ICIC0004827 for Online Transfers?

Once you have the IFSC Code ICIC0004827 for the Iim Road Lucknow branch of Icici Bank Limited in Lucknow, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0004827. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0004827.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Iim Road Lucknow in Lucknow may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Iim Road Lucknow, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lucknow manage their online transfers and cheque clearances easily.