IFSC Code of Icici Bank Limited, Ashiana Lucknow, Uttar Pradesh, Lucknow, Uttar Pradesh- ICIC0001260

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Ashiana Lucknow, Uttar Pradesh branch in Lucknow, Lucknow, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC0001260. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Ashiana Lucknow, Uttar Pradesh, Lucknow

Here are the key points that are associated with the IFSC Code ICIC0001260 of Icici Bank Limited for its branch located in Lucknow, within the district of Lucknow in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Lucknow for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001260 for the Ashiana Lucknow, Uttar Pradesh branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ashiana Lucknow, Uttar Pradesh, Lucknow, Uttar Pradesh, are allotted a unique IFSC like ICIC0001260 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Lucknow.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Lucknow and Lucknow.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Ashiana Lucknow, Uttar Pradesh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code ICIC0001260

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ashiana Lucknow, Uttar Pradesh in Lucknow.

For example, the IFSC Code ICIC0001260 of Icici Bank Limited for the Ashiana Lucknow, Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC0001260 of Icici Bank Limited for its Ashiana Lucknow, Uttar Pradesh branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Ashiana Lucknow, Uttar Pradesh or Lucknow to get the exact IFSC Code ICIC0001260.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Lucknow, then it will provide you proper information.

How to Use IFSC Code ICIC0001260 for Online Transfers?

Once you have the IFSC Code ICIC0001260 for the Ashiana Lucknow, Uttar Pradesh branch of Icici Bank Limited in Lucknow, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0001260. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001260.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Ashiana Lucknow, Uttar Pradesh in Lucknow, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ashiana Lucknow, Uttar Pradesh, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lucknow manage their online transfers and cheque clearances easily.