The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Up Postal Primary Cooperative Bank Ltd branch in Lucknow, Lucknow, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC00PPCBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Up Postal Primary Cooperative Bank Ltd, Lucknow

The table below shows the main details of the IFSC Code ICIC00PPCBL for the Icici Bank Limited branch in Lucknow, which falls under the Lucknow district in Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00PPCBL
Branch Up Postal Primary Cooperative Bank Ltd
City Lucknow
District Lucknow
State Uttar Pradesh
Address 3 Balmiki Marg Lalbagh Hazratganj Lko 226001

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Lucknow for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00PPCBL for the Up Postal Primary Cooperative Bank Ltd branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Up Postal Primary Cooperative Bank Ltd, Lucknow, Uttar Pradesh, is provided a unique IFSC like ICIC00PPCBL so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Lucknow.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Up Postal Primary Cooperative Bank Ltd do not get misguided to another person.

Format of the IFSC Code ICIC00PPCBL

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Up Postal Primary Cooperative Bank Ltd in Lucknow.

For example, the IFSC Code ICIC00PPCBL of Icici Bank Limited for the Up Postal Primary Cooperative Bank Ltd branch has these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC00PPCBL of Icici Bank Limited for its Up Postal Primary Cooperative Bank Ltd branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Up Postal Primary Cooperative Bank Ltd or Lucknow to get the exact IFSC Code ICIC00PPCBL.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Lucknow, you'll get the correct details.

How to Use IFSC Code ICIC00PPCBL for Online Transfers?

Once you have the IFSC Code ICIC00PPCBL for the Up Postal Primary Cooperative Bank Ltd branch of Icici Bank Limited in Lucknow, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC00PPCBL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00PPCBL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Up Postal Primary Cooperative Bank Ltd in Lucknow, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Up Postal Primary Cooperative Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lucknow to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Up Postal Primary Cooperative Bank Ltd, Lucknow?

The IFSC Code is ICIC00PPCBL.

Is the IFSC Code ICIC00PPCBL permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Up Postal Primary Cooperative Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Up Postal Primary Cooperative Bank Ltd branch?

The address of the branch is 3 Balmiki Marg Lalbagh Hazratganj Lko 226001 located in Lucknow, Lucknow, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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