There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Icici Bank Limited for its Chandigarhsector Fourty Four C branch in Chandigarh, Chandigarh, Chandigarh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Icici Bank Limited situated in Chandigarh or anywhere in Chandigarh can easily transfer funds instantly by using the correct IFSC Code ICIC0006592. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Chandigarhsector Fourty Four C, Chandigarh
Here are the main details that are associated with the IFSC Code ICIC0006592 of Icici Bank Limited for its branch located in Chandigarh, within the district of Chandigarh in the state of Chandigarh.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0006592 |
| Branch | Chandigarhsector Fourty Four C |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| Address | Icici Bank Ltd., Sco 249, Sector 44 Candd, Chandigarh.160047 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Chandigarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0006592 for the Chandigarhsector Fourty Four C branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0006592 is given to every bank branch, including Icici Bank Limited located in Chandigarhsector Fourty Four C, Chandigarh, Chandigarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Icici Bank Limited branch in Chandigarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Chandigarh and Chandigarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chandigarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Chandigarhsector Fourty Four C doesn't end up at another location.
Format of the IFSC Code ICIC0006592
This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chandigarhsector Fourty Four C in Chandigarh.
For example, the IFSC Code ICIC0006592 of Icici Bank Limited for the Chandigarhsector Fourty Four C branch includes these elements, identifying the bank and the branch location in Chandigarh and Chandigarh accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0006592 of Icici Bank Limited for its Chandigarhsector Fourty Four C branch located in Chandigarh, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Chandigarh and Chandigarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Chandigarhsector Fourty Four C or Chandigarh to find the exact IFSC Code ICIC0006592.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Chandigarh will provide accurate information.
How to Use IFSC Code ICIC0006592 for Online Transfers?
Once you have the IFSC Code ICIC0006592 for the Chandigarhsector Fourty Four C branch of Icici Bank Limited in Chandigarh, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0006592. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006592.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Chandigarhsector Fourty Four C in Chandigarh may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chandigarhsector Fourty Four C, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Chandigarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0006592.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Sco 249, Sector 44 Candd, Chandigarh.160047 located in Chandigarh, Chandigarh, Chandigarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.