For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Sector Forty Six, Chandigarh branch in Chandigarh, Chandigarh, Chandigarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code ICIC0001084. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Sector Forty Six, Chandigarh, Chandigarh

Here are some of the key details that come with the IFSC Code ICIC0001084 of Icici Bank Limited for its branch located in Chandigarh, within the district of Chandigarh in the state of Chandigarh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0001084
Branch Sector Forty Six, Chandigarh
City Chandigarh
District Chandigarh
State Chandigarh
Address Icici Bank Ltd., Sco.82. Sector 46C. Chandigarh.160047

These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Chandigarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001084 for the Sector Forty Six, Chandigarh branch of Icici Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Sector Forty Six, Chandigarh, Chandigarh, Chandigarh, are given a unique IFSC like ICIC0001084 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chandigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chandigarh and Chandigarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in Sector Forty Six, Chandigarh goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Chandigarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC0001084

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sector Forty Six, Chandigarh in Chandigarh.

For example, the IFSC Code ICIC0001084 of Icici Bank Limited for the Sector Forty Six, Chandigarh branch includes these elements, identifying the bank and the branch location in Chandigarh and Chandigarh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0001084 of Icici Bank Limited for its Sector Forty Six, Chandigarh branch located in Chandigarh, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Chandigarh and Chandigarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Sector Forty Six, Chandigarh or Chandigarh to get the exact IFSC Code ICIC0001084.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Chandigarh, you'll get the correct details.

How to Use IFSC Code ICIC0001084 for Online Transfers?

Once you have the IFSC Code ICIC0001084 for the Sector Forty Six, Chandigarh branch of Icici Bank Limited in Chandigarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0001084. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0001084.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Sector Forty Six, Chandigarh in Chandigarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sector Forty Six, Chandigarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chandigarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Sector Forty Six, Chandigarh Chandigarh?

The IFSC Code of the Sector Forty Six, Chandigarh Chandigarh branch is ICIC0001084.

Is IFSC Code ICIC0001084 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Sector Forty Six, Chandigarh branch?

The branch is located at Icici Bank Ltd., Sco.82. Sector 46C. Chandigarh.160047.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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