The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Sectord Chandigarh branch in Chandigarh, Chandigarh, Chandigarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code ICIC0003607. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Sectord Chandigarh, Chandigarh

Below in the table are the key details related to IFSC Code ICIC0003607 of Icici Bank Limited for its branch located in Chandigarh, within the district of Chandigarh in the state of Chandigarh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0003607
Branch Sectord Chandigarh
City Chandigarh
District Chandigarh
State Chandigarh
Address Icici Bank Ltd., Sco 27 Sector 10D Chandigarh 160017.160017

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Chandigarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003607 for the Sectord Chandigarh branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Sectord Chandigarh, Chandigarh, Chandigarh, are allotted a unique IFSC like ICIC0003607 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chandigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chandigarh and Chandigarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Sectord Chandigarh reaches the right place, even though there are thousands of branches in Chandigarh and across India.

Format of the IFSC Code ICIC0003607

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sectord Chandigarh in Chandigarh.

For example, the IFSC Code ICIC0003607 of Icici Bank Limited for the Sectord Chandigarh branch has these elements, identifying the bank and the branch location in Chandigarh and Chandigarh correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0003607 of Icici Bank Limited for its Sectord Chandigarh branch located in Chandigarh, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Chandigarh and Chandigarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Sectord Chandigarh or Chandigarh to get the exact IFSC Code ICIC0003607.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Chandigarh, you'll get the correct details.

How to Use IFSC Code ICIC0003607 for Online Transfers?

If you have the IFSC Code ICIC0003607 for the Sectord Chandigarh branch of Icici Bank Limited in Chandigarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0003607. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0003607.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Sectord Chandigarh in Chandigarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Sectord Chandigarh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chandigarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Sectord Chandigarh, Chandigarh?

The IFSC Code is ICIC0003607.

Is the IFSC Code ICIC0003607 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Sectord Chandigarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sectord Chandigarh branch?

The address of the branch is Icici Bank Ltd., Sco 27 Sector 10D Chandigarh 160017.160017 located in Chandigarh, Chandigarh, Chandigarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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