Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Chandigarh branch in Chandigarh, Chandigarh, or Chandigarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code ICIC0006591. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Chandigarh, Chandigarh

The table below shows the main details of the IFSC Code ICIC0006591 for the Icici Bank Limited branch in Chandigarh, which falls under the Chandigarh district in Chandigarh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006591
Branch Chandigarh
City Chandigarh
District Chandigarh
State Chandigarh
Address Icici Bank Ltd., 127128,Sector 17C Chandigarh.160017

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Chandigarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006591 for the Chandigarh branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Chandigarh, Chandigarh, Chandigarh, are allotted a unique IFSC like ICIC0006591 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chandigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chandigarh and Chandigarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Chandigarh reaches the right place, even though there are thousands of branches in Chandigarh and across India.

Format of the IFSC Code ICIC0006591

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandigarh in Chandigarh.

For example, the IFSC Code ICIC0006591 of Icici Bank Limited for the Chandigarh branch includes these elements, identifying the bank and the branch location in Chandigarh and Chandigarh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0006591 of Icici Bank Limited for its Chandigarh branch located in Chandigarh, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Chandigarh and Chandigarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Chandigarh or Chandigarh to get the exact IFSC Code ICIC0006591.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Chandigarh, you'll get the correct details.

How to Use IFSC Code ICIC0006591 for Online Transfers?

Once you have the IFSC Code ICIC0006591 for the Chandigarh branch of Icici Bank Limited in Chandigarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0006591. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006591.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Chandigarh in Chandigarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Chandigarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chandigarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Chandigarh Chandigarh?

The IFSC Code of the Chandigarh Chandigarh branch is ICIC0006591.

Is IFSC Code ICIC0006591 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Chandigarh branch?

The branch is located at Icici Bank Ltd., 127128,Sector 17C Chandigarh.160017.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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