There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Golthai branch in Sri Naina Devi Ji, Bilaspur, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Himachal Pradesh State Cooperative Bank Ltd situated in Sri Naina Devi Ji or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code HPSC0000130. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Golthai, Sri Naina Devi Ji
Below in the table are the key details related to IFSC Code HPSC0000130 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Sri Naina Devi Ji, within the district of Bilaspur in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000130 |
| Branch | Golthai |
| City | Sri Naina Devi Ji |
| District | Bilaspur |
| State | Himachal Pradesh |
| Address | Golthai Tehsil Sri Naina Devi Ji |
These details help users in online banking and for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Sri Naina Devi Ji for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000130 for the Golthai branch of Himachal Pradesh State Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Himachal Pradesh State Cooperative Bank Ltd located in Golthai, Sri Naina Devi Ji, Himachal Pradesh, are allotted a unique IFSC like HPSC0000130 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sri Naina Devi Ji.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sri Naina Devi Ji and Bilaspur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Himachal Pradesh State Cooperative Bank Ltd in Golthai reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code HPSC0000130
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Golthai in Sri Naina Devi Ji.
For example, the IFSC Code HPSC0000130 of Himachal Pradesh State Cooperative Bank Ltd for the Golthai branch includes these elements, identifying the bank and the branch location in Sri Naina Devi Ji and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
To find the IFSC Code HPSC0000130 of Himachal Pradesh State Cooperative Bank Ltd for its Golthai branch located in Sri Naina Devi Ji, the following methods can help you out:
Cheque Book
The cheque book issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Sri Naina Devi Ji and Bilaspur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and go to the branch locator section. Then search for Golthai or Sri Naina Devi Ji to find the exact IFSC Code HPSC0000130.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Himachal Pradesh State Cooperative Bank Ltd and Sri Naina Devi Ji will provide accurate information.
How to Use IFSC Code HPSC0000130 for Online Transfers?
Once you have the IFSC Code HPSC0000130 for the Golthai branch of Himachal Pradesh State Cooperative Bank Ltd in Sri Naina Devi Ji, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HPSC0000130. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000130.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Himachal Pradesh State Cooperative Bank Ltd Golthai in Sri Naina Devi Ji, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Golthai, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sri Naina Devi Ji manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HPSC0000130.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Golthai Tehsil Sri Naina Devi Ji located in Sri Naina Devi Ji, Bilaspur, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.