For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Dhartatoh branch in Dhar Tatoh, Bilaspur, Himachal Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Himachal Pradesh State Cooperative Bank Ltd located in Dhar Tatoh or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000137. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Dhartatoh, Dhar Tatoh
The table below shows the main details of the IFSC Code HPSC0000137 for the Himachal Pradesh State Cooperative Bank Ltd branch in Dhar Tatoh, which falls under the Bilaspur district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000137 |
| Branch | Dhartatoh |
| City | Dhar Tatoh |
| District | Bilaspur |
| State | Himachal Pradesh |
| Address | Gp Dhar Tatoh Near Pagai District Bilaspur |
These details helps users in online banking and for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Dhar Tatoh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000137 for the Dhartatoh branch of Himachal Pradesh State Cooperative Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HPSC0000137 is given to every bank branch, including Himachal Pradesh State Cooperative Bank Ltd located in Dhartatoh, Dhar Tatoh, Himachal Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Himachal Pradesh State Cooperative Bank Ltd branch in Dhar Tatoh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dhar Tatoh and Bilaspur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Himachal Pradesh State Cooperative Bank Ltd in Dhartatoh doesn't end up at another location.
Format of the IFSC Code HPSC0000137
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Himachal Pradesh State Cooperative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhartatoh in Dhar Tatoh.
For example, the IFSC Code HPSC0000137 of Himachal Pradesh State Cooperative Bank Ltd for the Dhartatoh branch has these elements, identifying the bank and the branch location in Dhar Tatoh and Himachal Pradesh correctly.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are trying to find the IFSC Code HPSC0000137 of Himachal Pradesh State Cooperative Bank Ltd for its Dhartatoh branch located in Dhar Tatoh, the following methods can help:
Cheque Book
The cheque books that are issued by Himachal Pradesh State Cooperative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Dhar Tatoh and Bilaspur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and find the branch locator section. Search for Dhartatoh or Dhar Tatoh to get the exact IFSC Code HPSC0000137.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Himachal Pradesh State Cooperative Bank Ltd and Dhar Tatoh that will provide accurate information.
How to Use IFSC Code HPSC0000137 for Online Transfers?
Once you have the IFSC Code HPSC0000137 for the Dhartatoh branch of Himachal Pradesh State Cooperative Bank Ltd in Dhar Tatoh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HPSC0000137. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000137.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Himachal Pradesh State Cooperative Bank Ltd Dhartatoh in Dhar Tatoh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Dhartatoh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dhar Tatoh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HPSC0000137.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gp Dhar Tatoh Near Pagai District Bilaspur located in Dhar Tatoh, Bilaspur, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.