IFSC Code of Himachal Pradesh State Cooperative Bank Ltd, Guga Mohra, Bilaspur, Himachal Pradesh — HPSC0000123

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Guga Mohra branch in Guga Mohra, Bilaspur, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Himachal Pradesh State Cooperative Bank Ltd located in Guga Mohra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000123. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Guga Mohra, Guga Mohra

Below in the table are the key details related to IFSC Code HPSC0000123 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Guga Mohra, within the district of Bilaspur in the state of Himachal Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Guga Mohra for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000123 for the Guga Mohra branch of Himachal Pradesh State Cooperative Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Himachal Pradesh State Cooperative Bank Ltd located in Guga Mohra, Guga Mohra, Himachal Pradesh, are given a unique IFSC like HPSC0000123 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Guga Mohra.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Guga Mohra and Bilaspur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Himachal Pradesh State Cooperative Bank Ltd in Guga Mohra goes to the correct branch. This is important because Himachal Pradesh State Cooperative Bank Ltd has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HPSC0000123

The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guga Mohra in Guga Mohra.

For example, the IFSC Code HPSC0000123 of Himachal Pradesh State Cooperative Bank Ltd for the Guga Mohra branch includes these elements, identifying the bank and the branch location in Guga Mohra and Himachal Pradesh accurately.

How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?

If you are trying to find the IFSC Code HPSC0000123 of Himachal Pradesh State Cooperative Bank Ltd for its Guga Mohra branch located in Guga Mohra, the following methods can help:

Cheque Book

The cheque book issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Guga Mohra and Bilaspur, print them on the first page of your passbook.

Bank Website

Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and navigate to the branch locator section. Search for Guga Mohra or Guga Mohra to get the exact IFSC Code HPSC0000123.

Mobile Banking App

If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Himachal Pradesh State Cooperative Bank Ltd and Guga Mohra, you'll get the correct details.

How to Use IFSC Code HPSC0000123 for Online Transfers?

Once you have the IFSC Code HPSC0000123 for the Guga Mohra branch of Himachal Pradesh State Cooperative Bank Ltd in Guga Mohra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HPSC0000123. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000123.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Himachal Pradesh State Cooperative Bank Ltd Guga Mohra in Guga Mohra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Guga Mohra, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Guga Mohra manage online transfers as well as cheque clearances with ease.