Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Gatadhar branch in Sangrah, Sirmour, or Himachal Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Himachal Pradesh State Cooperative Bank Ltd located in Sangrah or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000579. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Gatadhar, Sangrah
Here are the key points that are associated with the IFSC Code HPSC0000579 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Sangrah, within the district of Sirmour in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000579 |
| Branch | Gatadhar |
| City | Sangrah |
| District | Sirmour |
| State | Himachal Pradesh |
| Address | Po Sangna Tehsil Sangrah Distt Sirmour 173023 |
These details are essential not only for online banking users but also for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Sangrah for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000579 for the Gatadhar branch of Himachal Pradesh State Cooperative Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Himachal Pradesh State Cooperative Bank Ltd located in Gatadhar, Sangrah, Himachal Pradesh, is provided a unique IFSC like HPSC0000579 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Himachal Pradesh State Cooperative Bank Ltd branch in Sangrah.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sangrah and Sirmour.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Himachal Pradesh State Cooperative Bank Ltd in Gatadhar do not get misguided to another person.
Format of the IFSC Code HPSC0000579
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gatadhar in Sangrah.
For example, the IFSC Code HPSC0000579 of Himachal Pradesh State Cooperative Bank Ltd for the Gatadhar branch includes these elements, identifying the bank and the branch location in Sangrah and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are looking for the IFSC Code HPSC0000579 of Himachal Pradesh State Cooperative Bank Ltd for its Gatadhar branch located in Sangrah, the following methods can help:
Cheque Book
The cheque book that is issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Sangrah and Sirmour, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Himachal Pradesh State Cooperative Bank Ltd and look for the branch locator section, then search for Gatadhar or Sangrah to get the exact IFSC Code HPSC0000579.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Himachal Pradesh State Cooperative Bank Ltd and Sangrah, then it will provide you proper information.
How to Use IFSC Code HPSC0000579 for Online Transfers?
Once you have the IFSC Code HPSC0000579 for the Gatadhar branch of Himachal Pradesh State Cooperative Bank Ltd in Sangrah, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HPSC0000579. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000579.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Himachal Pradesh State Cooperative Bank Ltd Gatadhar in Sangrah, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Gatadhar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sangrah manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gatadhar Sangrah branch is HPSC0000579.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Po Sangna Tehsil Sangrah Distt Sirmour 173023.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.