There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Dhaula Kuan branch in Dhaula Kuan, Sirmour, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Himachal Pradesh State Cooperative Bank Ltd situated in Dhaula Kuan or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code HPSC0000552. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Dhaula Kuan, Dhaula Kuan
Below in the table are the key details related to IFSC Code HPSC0000552 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Dhaula Kuan, within the district of Sirmour in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000552 |
| Branch | Dhaula Kuan |
| City | Dhaula Kuan |
| District | Sirmour |
| State | Himachal Pradesh |
| Address | Dhaula Kuan Pin 173020 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Dhaula Kuan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000552 for the Dhaula Kuan branch of Himachal Pradesh State Cooperative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Himachal Pradesh State Cooperative Bank Ltd located in Dhaula Kuan, Dhaula Kuan, Himachal Pradesh, are allotted a unique IFSC like HPSC0000552 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dhaula Kuan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dhaula Kuan and Sirmour.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Himachal Pradesh State Cooperative Bank Ltd in Dhaula Kuan reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code HPSC0000552
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhaula Kuan in Dhaula Kuan.
For example, the IFSC Code HPSC0000552 of Himachal Pradesh State Cooperative Bank Ltd for the Dhaula Kuan branch includes these elements, identifying the bank and the branch location in Dhaula Kuan and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are trying to find the IFSC Code HPSC0000552 of Himachal Pradesh State Cooperative Bank Ltd for its Dhaula Kuan branch located in Dhaula Kuan, the following methods can help:
Cheque Book
The cheque book issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Dhaula Kuan and Sirmour, print them on the first page of your passbook.
Bank Website
Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and navigate to the branch locator section. Search for Dhaula Kuan or Dhaula Kuan to get the exact IFSC Code HPSC0000552.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Himachal Pradesh State Cooperative Bank Ltd and Dhaula Kuan, you'll get the correct details.
How to Use IFSC Code HPSC0000552 for Online Transfers?
If you have the IFSC Code HPSC0000552 for the Dhaula Kuan branch of Himachal Pradesh State Cooperative Bank Ltd in Dhaula Kuan, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HPSC0000552. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000552.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Himachal Pradesh State Cooperative Bank Ltd Dhaula Kuan in Dhaula Kuan, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Dhaula Kuan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhaula Kuan to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HPSC0000552.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dhaula Kuan Pin 173020 located in Dhaula Kuan, Sirmour, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.