The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its S - Puruwala branch in Paonta Sahib, Sirmour, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Himachal Pradesh State Cooperative Bank Ltd located in Paonta Sahib or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000564. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, S - Puruwala, Paonta Sahib
Below in the table are the key details related to IFSC Code HPSC0000564 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Paonta Sahib, within the district of Sirmour in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000564 |
| Branch | S - Puruwala |
| City | Paonta Sahib |
| District | Sirmour |
| State | Himachal Pradesh |
| Address | S Prurwala Pin 173025 |
These details are important not only for users using online banking but also for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Paonta Sahib for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HPSC0000564 for the S - Puruwala branch of Himachal Pradesh State Cooperative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HPSC0000564 is given to every bank branch, including Himachal Pradesh State Cooperative Bank Ltd located in S - Puruwala, Paonta Sahib, Himachal Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Himachal Pradesh State Cooperative Bank Ltd branch in Paonta Sahib.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Paonta Sahib and Sirmour.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Himachal Pradesh State Cooperative Bank Ltd in S - Puruwala doesn't end up at another location.
Format of the IFSC Code HPSC0000564
This is the format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as S - Puruwala in Paonta Sahib.
For example, the IFSC Code HPSC0000564 of Himachal Pradesh State Cooperative Bank Ltd for the S - Puruwala branch includes these elements, identifying the bank and the branch location in Paonta Sahib and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are trying to find the IFSC Code HPSC0000564 of Himachal Pradesh State Cooperative Bank Ltd for its S - Puruwala branch located in Paonta Sahib, the following methods can help:
Cheque Book
The cheque book issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Paonta Sahib and Sirmour, print them on the first page of your passbook.
Bank Website
Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and navigate to the branch locator section. Search for S - Puruwala or Paonta Sahib to get the exact IFSC Code HPSC0000564.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Himachal Pradesh State Cooperative Bank Ltd and Paonta Sahib, you'll get the correct details.
How to Use IFSC Code HPSC0000564 for Online Transfers?
Once you have the IFSC Code HPSC0000564 for the S - Puruwala branch of Himachal Pradesh State Cooperative Bank Ltd in Paonta Sahib, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HPSC0000564. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000564.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Himachal Pradesh State Cooperative Bank Ltd S - Puruwala in Paonta Sahib, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in S - Puruwala, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Paonta Sahib manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HPSC0000564.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is S Prurwala Pin 173025 located in Paonta Sahib, Sirmour, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.