There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Haripur Dhar branch in Haripur Dhar, Sirmour, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Himachal Pradesh State Cooperative Bank Ltd situated in Haripur Dhar or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code HPSC0000582. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Haripur Dhar, Haripur Dhar
The table below shows the main details of the IFSC Code HPSC0000582 for the Himachal Pradesh State Cooperative Bank Ltd branch in Haripur Dhar, which falls under the Sirmour district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000582 |
| Branch | Haripur Dhar |
| City | Haripur Dhar |
| District | Sirmour |
| State | Himachal Pradesh |
| Address | Gp Deori Kharahan Tehsil Sangrah Haripur Dhar Distt Sirmour |
These details help users in online banking and for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Haripur Dhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000582 for the Haripur Dhar branch of Himachal Pradesh State Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Himachal Pradesh State Cooperative Bank Ltd located in Haripur Dhar, Haripur Dhar, Himachal Pradesh, is provided a unique IFSC like HPSC0000582 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Himachal Pradesh State Cooperative Bank Ltd branch in Haripur Dhar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Haripur Dhar and Sirmour.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Himachal Pradesh State Cooperative Bank Ltd in Haripur Dhar do not get misguided to another person.
Format of the IFSC Code HPSC0000582
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haripur Dhar in Haripur Dhar.
For example, the IFSC Code HPSC0000582 of Himachal Pradesh State Cooperative Bank Ltd for the Haripur Dhar branch includes these elements, identifying the bank and the branch location in Haripur Dhar and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are looking for the IFSC Code HPSC0000582 of Himachal Pradesh State Cooperative Bank Ltd for its Haripur Dhar branch located in Haripur Dhar, the following methods can help:
Cheque Book
The cheque book that is issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Haripur Dhar and Sirmour, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Himachal Pradesh State Cooperative Bank Ltd and look for the branch locator section, then search for Haripur Dhar or Haripur Dhar to get the exact IFSC Code HPSC0000582.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Himachal Pradesh State Cooperative Bank Ltd and Haripur Dhar, then it will provide you proper information.
How to Use IFSC Code HPSC0000582 for Online Transfers?
If you have the IFSC Code HPSC0000582 for the Haripur Dhar branch of Himachal Pradesh State Cooperative Bank Ltd in Haripur Dhar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HPSC0000582. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000582.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Himachal Pradesh State Cooperative Bank Ltd Haripur Dhar in Haripur Dhar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Haripur Dhar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haripur Dhar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HPSC0000582.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gp Deori Kharahan Tehsil Sangrah Haripur Dhar Distt Sirmour located in Haripur Dhar, Sirmour, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.