There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch in Buldhana, Khamgaon, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Buldhana or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code HDFC0CKUB05. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Khamgaon Urban Co-Op Bank Ltd., Buldhana
Below in the table are the key details related to IFSC Code HDFC0CKUB05 of Hdfc Bank for its branch located in Buldhana, within the district of Khamgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CKUB05 |
| Branch | Khamgaon Urban Co-Op Bank Ltd. |
| City | Buldhana |
| District | Khamgaon |
| State | Maharashtra |
| Address | Nandura Road,Khamgaon |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Buldhana for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CKUB05 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Khamgaon Urban Co-Op Bank Ltd., Buldhana, Maharashtra, are given a unique IFSC like HDFC0CKUB05 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Buldhana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Buldhana and Khamgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd. goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HDFC0CKUB05
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khamgaon Urban Co-Op Bank Ltd. in Buldhana.
For example, the IFSC Code HDFC0CKUB05 of Hdfc Bank for the Khamgaon Urban Co-Op Bank Ltd. branch includes these elements, identifying the bank and the branch location in Buldhana and Maharashtra accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0CKUB05 of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch located in Buldhana, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Buldhana and Khamgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Khamgaon Urban Co-Op Bank Ltd. or Buldhana to find the exact IFSC Code HDFC0CKUB05.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Buldhana will provide accurate information.
How to Use IFSC Code HDFC0CKUB05 for Online Transfers?
If you have the IFSC Code HDFC0CKUB05 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank in Buldhana, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CKUB05. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CKUB05.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Khamgaon Urban Co-Op Bank Ltd. in Buldhana, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd., here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Buldhana to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CKUB05.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nandura Road,Khamgaon located in Buldhana, Khamgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.