There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch in Buldhana, Khamgaon, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Buldhana or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code HDFC0CKUB01. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Khamgaon Urban Co-Op Bank Ltd., Buldhana
The table below shows the main details of the IFSC Code HDFC0CKUB01 for the Hdfc Bank branch in Buldhana, which falls under the Khamgaon district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CKUB01 |
| Branch | Khamgaon Urban Co-Op Bank Ltd. |
| City | Buldhana |
| District | Khamgaon |
| State | Maharashtra |
| Address | Shriram Shaligram Plot,Khamgaon |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Buldhana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CKUB01 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0CKUB01 is given to every bank branch, including Hdfc Bank located in Khamgaon Urban Co-Op Bank Ltd., Buldhana, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Buldhana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Buldhana and Khamgaon.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd. doesn't end up at another location.
Format of the IFSC Code HDFC0CKUB01
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khamgaon Urban Co-Op Bank Ltd. in Buldhana.
For example, the IFSC Code HDFC0CKUB01 of Hdfc Bank for the Khamgaon Urban Co-Op Bank Ltd. branch has these elements, identifying the bank and the branch location in Buldhana and Maharashtra correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CKUB01 of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch located in Buldhana, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Buldhana and Khamgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Khamgaon Urban Co-Op Bank Ltd. or Buldhana to get the exact IFSC Code HDFC0CKUB01.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Buldhana that will provide accurate information.
How to Use IFSC Code HDFC0CKUB01 for Online Transfers?
Once you have the IFSC Code HDFC0CKUB01 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank in Buldhana, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CKUB01. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0CKUB01.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Khamgaon Urban Co-Op Bank Ltd. in Buldhana, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd., you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Buldhana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khamgaon Urban Co-Op Bank Ltd. Buldhana branch is HDFC0CKUB01.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shriram Shaligram Plot,Khamgaon.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.