The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch in Buldhana, Khamgaon, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Buldhana or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CKUB04. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Khamgaon Urban Co-Op Bank Ltd., Buldhana
Below in the table are the key details related to IFSC Code HDFC0CKUB04 of Hdfc Bank for its branch located in Buldhana, within the district of Khamgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CKUB04 |
| Branch | Khamgaon Urban Co-Op Bank Ltd. |
| City | Buldhana |
| District | Khamgaon |
| State | Maharashtra |
| Address | Cotton Market,Khamgaon |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Buldhana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CKUB04 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Khamgaon Urban Co-Op Bank Ltd., Buldhana, Maharashtra, are allotted a unique IFSC like HDFC0CKUB04 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Buldhana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Buldhana and Khamgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd. reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code HDFC0CKUB04
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khamgaon Urban Co-Op Bank Ltd. in Buldhana.
For example, the IFSC Code HDFC0CKUB04 of Hdfc Bank for the Khamgaon Urban Co-Op Bank Ltd. branch has these elements, identifying the bank and the branch location in Buldhana and Maharashtra correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0CKUB04 of Hdfc Bank for its Khamgaon Urban Co-Op Bank Ltd. branch located in Buldhana, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Buldhana and Khamgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Khamgaon Urban Co-Op Bank Ltd. or Buldhana to find the exact IFSC Code HDFC0CKUB04.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Buldhana will provide accurate information.
How to Use IFSC Code HDFC0CKUB04 for Online Transfers?
If you have the IFSC Code HDFC0CKUB04 for the Khamgaon Urban Co-Op Bank Ltd. branch of Hdfc Bank in Buldhana, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CKUB04. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CKUB04.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Khamgaon Urban Co-Op Bank Ltd. in Buldhana, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khamgaon Urban Co-Op Bank Ltd., here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Buldhana manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0CKUB04.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Cotton Market,Khamgaon located in Buldhana, Khamgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.