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IFSC Code of G P Parsik Bank, Ghansoli Branch, Thane, Maharashtra — PJSB0000032

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of G P Parsik Bank for its Ghansoli Branch branch in Ghansoli, Thane, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of G P Parsik Bank located in Ghansoli or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PJSB0000032. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for G P Parsik Bank, Ghansoli Branch, Ghansoli

The table below shows the main details of the IFSC Code PJSB0000032 for the G P Parsik Bank branch in Ghansoli, which falls under the Thane district in Maharashtra.

Particulars Details
Bank G P Parsik Bank
IFSC Code PJSB0000032
Branch Ghansoli Branch
City Ghansoli
District Thane
State Maharashtra
Address House No 0336, Sector Gha Node, Ghansoli, Navi Mumbai

These details help users in online banking and for businesses and individuals who use G P Parsik Bank in Ghansoli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PJSB0000032 for the Ghansoli Branch branch of G P Parsik Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PJSB0000032 is given to every bank branch, including G P Parsik Bank located in Ghansoli Branch, Ghansoli, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the G P Parsik Bank branch in Ghansoli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ghansoli and Thane.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for G P Parsik Bank in Ghansoli Branch doesn't end up at another location.

Format of the IFSC Code PJSB0000032

The format of the IFSC Code for banks, including G P Parsik Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For G P Parsik Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghansoli Branch in Ghansoli.

For example, the IFSC Code PJSB0000032 of G P Parsik Bank for the Ghansoli Branch branch includes these elements, identifying the bank and the branch location in Ghansoli and Maharashtra correctly.

How to Find IFSC Code for G P Parsik Bank?

To find the IFSC Code PJSB0000032 of G P Parsik Bank for its Ghansoli Branch branch located in Ghansoli, the following methods can help you out:

Cheque Book

The cheque book issued by G P Parsik Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including G P Parsik Bank branches in Ghansoli and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of G P Parsik Bank and go to the branch locator section. Then search for Ghansoli Branch or Ghansoli to find the exact IFSC Code PJSB0000032.

Mobile Banking App

If you use G P Parsik Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for G P Parsik Bank and Ghansoli will provide accurate information.

How to Use IFSC Code PJSB0000032 for Online Transfers?

If you have the IFSC Code PJSB0000032 for the Ghansoli Branch branch of G P Parsik Bank in Ghansoli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PJSB0000032. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and G P Parsik Bank IFSC Code PJSB0000032.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for G P Parsik Bank Ghansoli Branch in Ghansoli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of G P Parsik Bank in Ghansoli Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official G P Parsik Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ghansoli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of G P Parsik Bank in Ghansoli Branch, Ghansoli?

The IFSC Code is PJSB0000032.

Is the IFSC Code PJSB0000032 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of G P Parsik Bank Ghansoli Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ghansoli Branch branch?

The address of the branch is House No 0336, Sector Gha Node, Ghansoli, Navi Mumbai located in Ghansoli, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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