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IFSC Code of G P Parsik Bank, Kalher, Thane, Maharashtra — PJSB0000022

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of G P Parsik Bank for its Kalher branch in Kalher, Thane, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of G P Parsik Bank located in Kalher or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PJSB0000022. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for G P Parsik Bank, Kalher, Kalher

Here are the main details that are associated with the IFSC Code PJSB0000022 of G P Parsik Bank for its branch located in Kalher, within the district of Thane in the state of Maharashtra.

Particulars Details
Bank G P Parsik Bank
IFSC Code PJSB0000022
Branch Kalher
City Kalher
District Thane
State Maharashtra
Address Shetkari Unnati Mandal Parshuram Dhondu Taware Vidyalaya Tal Bhiwandi Dist Thane 421302

These details are important not only for users using online banking but also for businesses and individuals who use G P Parsik Bank in Kalher for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PJSB0000022 for the Kalher branch of G P Parsik Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including G P Parsik Bank located in Kalher, Kalher, Maharashtra, is provided with a unique IFSC like PJSB0000022 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the G P Parsik Bank branch in Kalher.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kalher and Thane.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for G P Parsik Bank in Kalher do not get mixed with another location.

Format of the IFSC Code PJSB0000022

The format of the IFSC Code for banks, including G P Parsik Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In G P Parsik Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalher in Kalher.

For example, the IFSC Code PJSB0000022 of G P Parsik Bank for the Kalher branch has these elements, identifying the bank and the branch location in Kalher and Maharashtra correctly.

How to Find IFSC Code for G P Parsik Bank?

If you are trying to find the IFSC Code PJSB0000022 of G P Parsik Bank for its Kalher branch located in Kalher, the following methods can help:

Cheque Book

The cheque books that are issued by G P Parsik Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including G P Parsik Bank branches in Kalher and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of G P Parsik Bank and find the branch locator section. Search for Kalher or Kalher to get the exact IFSC Code PJSB0000022.

Mobile Banking App

If you use G P Parsik Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for G P Parsik Bank and Kalher that will provide accurate information.

How to Use IFSC Code PJSB0000022 for Online Transfers?

Once you have the IFSC Code PJSB0000022 for the Kalher branch of G P Parsik Bank in Kalher, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PJSB0000022. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and G P Parsik Bank IFSC Code PJSB0000022.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the G P Parsik Bank Kalher in Kalher, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of G P Parsik Bank in Kalher, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official G P Parsik Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kalher manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of G P Parsik Bank in Kalher, Kalher?

The IFSC Code is PJSB0000022.

Is the IFSC Code PJSB0000022 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of G P Parsik Bank Kalher?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kalher branch?

The address of the branch is Shetkari Unnati Mandal Parshuram Dhondu Taware Vidyalaya Tal Bhiwandi Dist Thane 421302 located in Kalher, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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