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IFSC Code of G P Parsik Bank, Waghbil, Thane, Maharashtra — PJSB0000036

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of G P Parsik Bank for its Waghbil branch in Waghbil, Thane, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of G P Parsik Bank located in Waghbil or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code PJSB0000036. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for G P Parsik Bank, Waghbil, Waghbil

Below in the table are the key details related to IFSC Code PJSB0000036 of G P Parsik Bank for its branch located in Waghbil, within the district of Thane in the state of Maharashtra.

Particulars Details
Bank G P Parsik Bank
IFSC Code PJSB0000036
Branch Waghbil
City Waghbil
District Thane
State Maharashtra
Address Shop No 1 & 2 , Ground Floor R-Plazia, Near Swastik Rigalia, Kavesar Ghodbunder Road, Waghbil Thane 400615.

These details are important not only for users using online banking but also for businesses and individuals who use G P Parsik Bank in Waghbil for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PJSB0000036 for the Waghbil branch of G P Parsik Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including G P Parsik Bank located in Waghbil, Waghbil, Maharashtra, is provided with a unique IFSC like PJSB0000036 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the G P Parsik Bank branch in Waghbil.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Waghbil and Thane.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for G P Parsik Bank in Waghbil do not get mixed with another location.

Format of the IFSC Code PJSB0000036

The format of the IFSC Code for banks, including G P Parsik Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For G P Parsik Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Waghbil in Waghbil.

For example, the IFSC Code PJSB0000036 of G P Parsik Bank for the Waghbil branch includes these elements, identifying the bank and the branch location in Waghbil and Maharashtra correctly.

How to Find IFSC Code for G P Parsik Bank?

If you are trying to find the IFSC Code PJSB0000036 of G P Parsik Bank for its Waghbil branch located in Waghbil, the following methods can help:

Cheque Book

The cheque book issued by G P Parsik Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including G P Parsik Bank branches in Waghbil and Thane, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of G P Parsik Bank and navigate to the branch locator section. Search for Waghbil or Waghbil to get the exact IFSC Code PJSB0000036.

Mobile Banking App

If you use G P Parsik Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for G P Parsik Bank and Waghbil, you'll get the correct details.

How to Use IFSC Code PJSB0000036 for Online Transfers?

If you have the IFSC Code PJSB0000036 for the Waghbil branch of G P Parsik Bank in Waghbil, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PJSB0000036. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and G P Parsik Bank IFSC Code PJSB0000036.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for G P Parsik Bank Waghbil in Waghbil, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of G P Parsik Bank in Waghbil, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official G P Parsik Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Waghbil manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of G P Parsik Bank in Waghbil, Waghbil?

The IFSC Code is PJSB0000036.

Is the IFSC Code PJSB0000036 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of G P Parsik Bank Waghbil?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Waghbil branch?

The address of the branch is Shop No 1 & 2 , Ground Floor R-Plazia, Near Swastik Rigalia, Kavesar Ghodbunder Road, Waghbil Thane 400615. located in Waghbil, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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