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IFSC Code of Dhanalakshmi Bank, Tvm-Vazhuthacaud, Thiruvananthapuram, Kerala — DLXB0000037

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Dhanalakshmi Bank for its Tvm-Vazhuthacaud branch in Thiruvananthapuram, Thiruvananthapuram, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Dhanalakshmi Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000037. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dhanalakshmi Bank, Tvm-Vazhuthacaud, Thiruvananthapuram

Here are the main details that are associated with the IFSC Code DLXB0000037 of Dhanalakshmi Bank for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Kerala.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000037
Branch Tvm-Vazhuthacaud
City Thiruvananthapuram
District Thiruvananthapuram
State Kerala
Address Hdfc House Vazhuthacaud Thiruvananthapuram Pin - 695 010.

These details are important not only for users using online banking but also for businesses and individuals who use Dhanalakshmi Bank in Thiruvananthapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DLXB0000037 for the Tvm-Vazhuthacaud branch of Dhanalakshmi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like DLXB0000037 is given to every bank branch, including Dhanalakshmi Bank located in Tvm-Vazhuthacaud, Thiruvananthapuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Dhanalakshmi Bank branch in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Tvm-Vazhuthacaud doesn't end up at another location.

Format of the IFSC Code DLXB0000037

The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dhanalakshmi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tvm-Vazhuthacaud in Thiruvananthapuram.

For example, the IFSC Code DLXB0000037 of Dhanalakshmi Bank for the Tvm-Vazhuthacaud branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for Dhanalakshmi Bank?

If you are trying to find the IFSC Code DLXB0000037 of Dhanalakshmi Bank for its Tvm-Vazhuthacaud branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque books that are issued by Dhanalakshmi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Dhanalakshmi Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dhanalakshmi Bank and find the branch locator section. Search for Tvm-Vazhuthacaud or Thiruvananthapuram to get the exact IFSC Code DLXB0000037.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dhanalakshmi Bank and Thiruvananthapuram that will provide accurate information.

How to Use IFSC Code DLXB0000037 for Online Transfers?

If you have the IFSC Code DLXB0000037 for the Tvm-Vazhuthacaud branch of Dhanalakshmi Bank in Thiruvananthapuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DLXB0000037. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000037.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Tvm-Vazhuthacaud in Thiruvananthapuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Tvm-Vazhuthacaud, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Tvm-Vazhuthacaud, Thiruvananthapuram?

The IFSC Code is DLXB0000037.

Is the IFSC Code DLXB0000037 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Tvm-Vazhuthacaud?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tvm-Vazhuthacaud branch?

The address of the branch is Hdfc House Vazhuthacaud Thiruvananthapuram Pin - 695 010. located in Thiruvananthapuram, Thiruvananthapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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