For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Dhanalakshmi Bank for its Tvm - Manacaud branch in Thiruvananthapuram, Thiruvananthapuram, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Dhanalakshmi Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000118. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Dhanalakshmi Bank, Tvm - Manacaud, Thiruvananthapuram
Here are the key points that are associated with the IFSC Code DLXB0000118 of Dhanalakshmi Bank for its branch located in Thiruvananthapuram, within the district of Thiruvananthapuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000118 |
| Branch | Tvm - Manacaud |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| Address | T.C. 41/2343(4) Malson Tower Manacaud Tvm Dist |
These details are essential not only for online banking users but also for businesses and individuals who use Dhanalakshmi Bank in Thiruvananthapuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000118 for the Tvm - Manacaud branch of Dhanalakshmi Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dhanalakshmi Bank located in Tvm - Manacaud, Thiruvananthapuram, Kerala, is provided a unique IFSC like DLXB0000118 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Dhanalakshmi Bank branch in Thiruvananthapuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Tvm - Manacaud do not get misguided to another person.
Format of the IFSC Code DLXB0000118
This is the format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Dhanalakshmi Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tvm - Manacaud in Thiruvananthapuram.
For example, the IFSC Code DLXB0000118 of Dhanalakshmi Bank for the Tvm - Manacaud branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.
How to Find IFSC Code for Dhanalakshmi Bank?
If you are looking for the IFSC Code DLXB0000118 of Dhanalakshmi Bank for its Tvm - Manacaud branch located in Thiruvananthapuram, the following methods can help:
Cheque Book
The cheque book that is issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Dhanalakshmi Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Dhanalakshmi Bank and look for the branch locator section, then search for Tvm - Manacaud or Thiruvananthapuram to get the exact IFSC Code DLXB0000118.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Dhanalakshmi Bank and Thiruvananthapuram, then it will provide you proper information.
How to Use IFSC Code DLXB0000118 for Online Transfers?
Once you have the IFSC Code DLXB0000118 for the Tvm - Manacaud branch of Dhanalakshmi Bank in Thiruvananthapuram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DLXB0000118. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000118.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Tvm - Manacaud in Thiruvananthapuram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dhanalakshmi Bank in Tvm - Manacaud, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is DLXB0000118.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is T.C. 41/2343(4) Malson Tower Manacaud Tvm Dist located in Thiruvananthapuram, Thiruvananthapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.