There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Dhanalakshmi Bank for its Tvm-Fort branch in Thiruvananthapuram, Thiruvananthapuram, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Dhanalakshmi Bank situated in Thiruvananthapuram or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code DLXB0000057. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Dhanalakshmi Bank, Tvm-Fort, Thiruvananthapuram
The table below shows the main details of the IFSC Code DLXB0000057 for the Dhanalakshmi Bank branch in Thiruvananthapuram, which falls under the Thiruvananthapuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000057 |
| Branch | Tvm-Fort |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| Address | P.B.No 5067 Karimpanal Arcade Fort Thiruvananthapuram |
These details are essential not only for online banking users but also for businesses and individuals who use Dhanalakshmi Bank in Thiruvananthapuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000057 for the Tvm-Fort branch of Dhanalakshmi Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dhanalakshmi Bank located in Tvm-Fort, Thiruvananthapuram, Kerala, is provided a unique IFSC like DLXB0000057 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Dhanalakshmi Bank branch in Thiruvananthapuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Tvm-Fort do not get misguided to another person.
Format of the IFSC Code DLXB0000057
This is the format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Dhanalakshmi Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tvm-Fort in Thiruvananthapuram.
For example, the IFSC Code DLXB0000057 of Dhanalakshmi Bank for the Tvm-Fort branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.
How to Find IFSC Code for Dhanalakshmi Bank?
To find the IFSC Code DLXB0000057 of Dhanalakshmi Bank for its Tvm-Fort branch located in Thiruvananthapuram, the following methods can help you out:
Cheque Book
The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Dhanalakshmi Bank branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dhanalakshmi Bank and go to the branch locator section. Then search for Tvm-Fort or Thiruvananthapuram to find the exact IFSC Code DLXB0000057.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Dhanalakshmi Bank and Thiruvananthapuram will provide accurate information.
How to Use IFSC Code DLXB0000057 for Online Transfers?
Once you have the IFSC Code DLXB0000057 for the Tvm-Fort branch of Dhanalakshmi Bank in Thiruvananthapuram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DLXB0000057. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000057.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dhanalakshmi Bank Tvm-Fort in Thiruvananthapuram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Tvm-Fort, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thiruvananthapuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is DLXB0000057.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is P.B.No 5067 Karimpanal Arcade Fort Thiruvananthapuram located in Thiruvananthapuram, Thiruvananthapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.