For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Mira Road Branch branch in Mumbai, Greater Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Citizen Credit Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CCBL0209022. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Mira Road Branch, Mumbai
The table below shows the main details of the IFSC Code CCBL0209022 for the Citizen Credit Cooperative Bank Limited branch in Mumbai, which falls under the Greater Mumbai district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Citizen Credit Cooperative Bank Limited |
| IFSC Code | CCBL0209022 |
| Branch | Mira Road Branch |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| Address | Geeta Arcade , Station Road , Opp Holy Cross School , Mira Road (E) , Dist: Thane , Pin 401107 |
These details are essential not only for online banking users but also for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CCBL0209022 for the Mira Road Branch branch of Citizen Credit Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Citizen Credit Cooperative Bank Limited located in Mira Road Branch, Mumbai, Maharashtra, is provided with a unique IFSC like CCBL0209022 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Citizen Credit Cooperative Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Greater Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Citizen Credit Cooperative Bank Limited in Mira Road Branch do not get mixed with another location.
Format of the IFSC Code CCBL0209022
The format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Citizen Credit Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mira Road Branch in Mumbai.
For example, the IFSC Code CCBL0209022 of Citizen Credit Cooperative Bank Limited for the Mira Road Branch branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?
If you are trying to find the IFSC Code CCBL0209022 of Citizen Credit Cooperative Bank Limited for its Mira Road Branch branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Citizen Credit Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Citizen Credit Cooperative Bank Limited branches in Mumbai and Greater Mumbai, print them on the first page of your passbook.
Bank Website
Visit the official website of Citizen Credit Cooperative Bank Limited and navigate to the branch locator section. Search for Mira Road Branch or Mumbai to get the exact IFSC Code CCBL0209022.
Mobile Banking App
If you use Citizen Credit Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Citizen Credit Cooperative Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code CCBL0209022 for Online Transfers?
Once you have the IFSC Code CCBL0209022 for the Mira Road Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CCBL0209022. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209022.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Citizen Credit Cooperative Bank Limited Mira Road Branch in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Citizen Credit Cooperative Bank Limited in Mira Road Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Citizen Credit Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CCBL0209022.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Geeta Arcade , Station Road , Opp Holy Cross School , Mira Road (E) , Dist: Thane , Pin 401107 located in Mumbai, Greater Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.