There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Citizen Credit Cooperative Bank Limited for its Kalina Branch branch in Mumbai, Greater Mumbai, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Citizen Credit Cooperative Bank Limited situated in Mumbai or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code CCBL0209011. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Citizen Credit Cooperative Bank Limited, Kalina Branch, Mumbai
The table below shows the main details of the IFSC Code CCBL0209011 for the Citizen Credit Cooperative Bank Limited branch in Mumbai, which falls under the Greater Mumbai district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Citizen Credit Cooperative Bank Limited |
| IFSC Code | CCBL0209011 |
| Branch | Kalina Branch |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| Address | 1St Floor, Office No.2, Gokul Harmony Chs, Sunder Nagar, Road No.1, Near Kalina Market, Kalina, Santacruz E, Mumbai-400098 |
These details help users in online banking and for businesses and individuals who use Citizen Credit Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CCBL0209011 for the Kalina Branch branch of Citizen Credit Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CCBL0209011 is given to every bank branch, including Citizen Credit Cooperative Bank Limited located in Kalina Branch, Mumbai, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Citizen Credit Cooperative Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai and Greater Mumbai.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Citizen Credit Cooperative Bank Limited in Kalina Branch doesn't end up at another location.
Format of the IFSC Code CCBL0209011
The format of the IFSC Code for banks, including Citizen Credit Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Citizen Credit Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalina Branch in Mumbai.
For example, the IFSC Code CCBL0209011 of Citizen Credit Cooperative Bank Limited for the Kalina Branch branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for Citizen Credit Cooperative Bank Limited?
If you are trying to find the IFSC Code CCBL0209011 of Citizen Credit Cooperative Bank Limited for its Kalina Branch branch located in Mumbai, the following methods can help:
Cheque Book
The cheque books that are issued by Citizen Credit Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Citizen Credit Cooperative Bank Limited branches in Mumbai and Greater Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Citizen Credit Cooperative Bank Limited and find the branch locator section. Search for Kalina Branch or Mumbai to get the exact IFSC Code CCBL0209011.
Mobile Banking App
If you use Citizen Credit Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Citizen Credit Cooperative Bank Limited and Mumbai that will provide accurate information.
How to Use IFSC Code CCBL0209011 for Online Transfers?
If you have the IFSC Code CCBL0209011 for the Kalina Branch branch of Citizen Credit Cooperative Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CCBL0209011. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Citizen Credit Cooperative Bank Limited IFSC Code CCBL0209011.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Citizen Credit Cooperative Bank Limited Kalina Branch in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Citizen Credit Cooperative Bank Limited in Kalina Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Citizen Credit Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kalina Branch Mumbai branch is CCBL0209011.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 1St Floor, Office No.2, Gokul Harmony Chs, Sunder Nagar, Road No.1, Near Kalina Market, Kalina, Santacruz E, Mumbai-400098.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.